iShares MSCI USA SRI UCITS ETF

iShares MSCI USA SRI UCITS ETF is an exchange-traded fund (ETF) from iShares, traded under the ticker CEMI (ISIN IE000ATRYEA4). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI USA index — the passive, low-cost approach, and its largest holdings include NVIDIA CORP, APPLIED MATERIAL INC and LAM RESEARCH CORP. It holds around 165 positions (the ten largest ≈ 40%), spreading risk so no single holding decides your outcome. Geographically it leans ~99.8% United States and ~0.1% Ireland. Its heaviest sectors are ~37.4% Technology and ~12.8% Financials. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.23% a year — about €23 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. Its price has swung about 13.9% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2025. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from iShares.)