UBS MSCI Pacific ex Japan IMI Socially Responsible UCITS ETF hEUR acc

What this fund is

UBS MSCI Pacific ex Japan IMI Socially Responsible UCITS ETF hEUR acc is an exchange-traded fund (ETF) from UBS, traded under the ticker PEXE (ISIN IE000BAF6X29). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI Pacific ex Japan IMI index — the passive, low-cost approach, and its largest holdings include WESFARMERS LTD, DBS GROUP HOLDINGS LTD and OVERSEA-CHINESE BANKING CORP. Geographically it leans ~27.5% Australia, ~10.3% Singapore and ~8.6% Hong Kong.

Its heaviest sectors are ~34% Financials and ~5.8% Consumer Discretionary. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.22% a year — about €22 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR.

Its price has swung about 9.5% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2022. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)