State Street® SPDR® S&P Developed Quality Aristocrats UCITS ETF (Acc)

What this fund is

State Street® SPDR® S&P Developed Quality Aristocrats UCITS ETF (Acc) is an exchange-traded fund (ETF) from SPDR, traded under the ticker QDEV (ISIN IE000IISJT64). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It follows the S&P Developed Quality FCF Aristocrats Index index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include ASML Holding NV, Apple Inc. and NVIDIA Corporation. With about 101 holdings (the ten largest ≈ 48%), your money is diversified rather than concentrated in a handful of names.

By geography it is weighted towards ~60.5% United States, ~10.2% Switzerland and ~7.8% Netherlands. By industry it concentrates most in ~42.8% Technology and ~20.4% Health Care. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.35% a year — about €35 a year on a €10,000 holding, taken automatically from the fund; counting the trading costs inside the fund, the all-in figure is around 0.38%. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash.

It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. On the standard KID risk scale it is rated 4 out of 7 and its price has swung about 13.5% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2024, and its KID suggests a holding period of 5 years. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from SPDR.)