UBS MSCI Japan Climate Paris Aligned UCITS ETF ir-hEUR acc

What this fund is

UBS MSCI Japan Climate Paris Aligned UCITS ETF ir-hEUR acc is an exchange-traded fund (ETF) from UBS, traded under the ticker AW1Q (ISIN IE000JHYO4T6). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It passively tracks the MSCI Japan Climate Paris Aligned Index index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include ADVANTEST CORP, FAST RETAILING CO LTD and SOFTBANK GROUP CORP. Geographically it leans ~46.4% Japan.

Its heaviest sectors are ~18.4% Technology and ~9.1% Industrials. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.15% a year — about €15 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR.

Its price has swung about 21.8% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2022. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)