UBS S&P USA Dividend Aristocrats ESG Elite UCITS ETF USD dis

What this fund is

UBS S&P USA Dividend Aristocrats ESG Elite UCITS ETF USD dis is an exchange-traded fund (ETF) from UBS, traded under the ticker SPDA (ISIN IE000JQ2IJD3). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It passively tracks the S&P USA Dividend Aristocrats ESG Elite index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include VERIZON COMMUNICATIONS INC, FRANKLIN RESOURCES INC and BEST BUY CO INC. By geography it is weighted towards ~30.6% United States.

By industry it concentrates most in ~11.3% Consumer Staples and ~5.7% Real Estate. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.2% a year — about €20 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested, and over the last year it paid out roughly 2.08% (its trailing yield). It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD.

Its price has swung about 11.8% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2023. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)