UBS S&P USA Dividend Aristocrats ESG Elite UCITS ETF hEUR dis

What this fund is

UBS S&P USA Dividend Aristocrats ESG Elite UCITS ETF hEUR dis is an exchange-traded fund (ETF) from UBS, traded under the ticker SPDE (ISIN IE000S6476U8). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It passively tracks the S&P USA Dividend Aristocrats ESG Elite index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include VERIZON COMMUNICATIONS INC, FRANKLIN RESOURCES INC and BEST BUY CO INC. Its biggest country exposures are ~30.5% United States.

By industry it concentrates most in ~11.3% Consumer Staples and ~5.7% Real Estate. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.23% a year — about €23 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested, and over the last year it paid out roughly 3.18% (its trailing yield). It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR.

Its price has swung about 12.8% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2023. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)