UBS Factor MSCI USA Quality Screened UCITS ETF hCHF acc

What this fund is

UBS Factor MSCI USA Quality Screened UCITS ETF hCHF acc is an exchange-traded fund (ETF) from UBS, traded under the ticker UQLTS (ISIN IE000S9T0WR9). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI USA Quality Screened index — the passive, low-cost approach, and its largest holdings include NVIDIA CORP, APPLE INC and MICROSOFT CORP. Geographically it leans ~46.2% United States.

By industry it concentrates most in ~37.1% Technology and ~6.3% Health Care. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.28% a year — about €28 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in CHF.

Its price has swung about 16.4% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2023. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)