UBS MSCI USA Selection UCITS ETF hEUR acc

What this fund is

UBS MSCI USA Selection UCITS ETF hEUR acc is an exchange-traded fund (ETF) from UBS, traded under the ticker USESGE (ISIN IE000SWSI2U4). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI USA index — the passive, low-cost approach, and its largest holdings include NVIDIA CORP, MICROSOFT CORP and ALPHABET INC-CL A.

Its biggest country exposures are ~46.6% United States. Its heaviest sectors are ~25.8% Technology and ~10.9% Communication Services. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash.

The fund is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. Its price has swung about 8.8% over the past year, which describes how much its price tends to move rather than whether it is good. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)