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Xtrackers MSCI EMU High Dividend Yield ESG UCITS ETF 1D

Xtrackers · IE000VCBWFL8

Xtrackers MSCI EMU High Dividend Yield ESG UCITS ETF 1D is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker XZDZ (ISIN IE000VCBWFL8). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It follows the MSCI EMU High Dividend Yield Low Carbon SRI Screened Select Index index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include ASML HOLDING NV, SAP and INTESA SANPAOLO. It holds around 64 positions (the ten largest ≈ 45.1%), spreading risk so no single holding decides your outcome. Its biggest country exposures are ~29.2% Germany, ~21.8% France and ~21.5% Netherlands. By industry it concentrates most in ~25.8% Financials and ~17.3% Technology. Funds like this are commonly chosen by investors who want a regular cash income stream rather than reinvesting everything for growth. Its ongoing charge (TER) is 0.25% a year — about €25 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is paid out to you as cash (a distributing share class). It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. On the standard KID risk scale it is rated 5 out of 7 and its price has swung about 16.6% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2023. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from Xtrackers.)

· Tracks the MSCI EMU High Dividend Yield Low Carbon SRI Screened Select Index index ?

Equity ?Distributing ?Physical ?Ireland ?

Low yearly feePays cash dividendsOwns the shares directlyEurozoneConcentrated in a few names

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Xtrackers funds Domiciled in Ireland Distributing Physically replicated Eurozone stocks Yearly fee under 0.25%

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Fund size (AUM) ?

€0

Risk level (SRI) ?

5 / 7 · High

1-year return ?

+9.1%

Price Return · to 2026-07-17

Yearly fee (TER) ?

0.25%

All-in cost ≈ 0.25%

About this fund

What you own

The MSCI EMU High Dividend Yield Low Carbon SRI Screened Select Index index is the benchmark this fund aims to copy. By holding it, this fund gives you a stake in around 64 companies across Eurozone in a single purchase.

Dividends

The fund pays dividends out to you as cash, usually a few times a year.

You get the dividends as cash you can spend or move elsewhere, which some people like for a sense of income. If you would rather it compounded, you buy more units yourself — it will not reinvest on its own the way an accumulating version does. The same fund is often sold in both versions; what it holds underneath is identical.

How it works

The fund actually buys every share in the index it tracks (full replication).

Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.25%Yearly fee (TER)

0.25%All-in cost

The yearly running cost of the fund, shown as a % of your money. €0.20 per €100 a year at 0.20%. Lower is cheaper.

It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?

MSCI EMU High Dividend Yield Low Carbon SRI Screened Select Index

Replication ?

Physical

Full — buys every share

Regulation ?

UCITS

Yes

Launched

2023

3-year track record

Performance

Growth of €100 invested — both lines start at €100.

Xtrackers MSCI EMU High Dividend Yield ESG UCITS ETF 1D Average MSCI EMU High Dividend Yield Low Carbon SRI Screened Select Index ETF (funds we track) ?

Compared with the average fund tracking the same index — our own data, not the licensed index itself.

YTD+5.0%

1 year+9.1%

How bumpy has it been?

16.6%

Volatility (1y) ?

How much the price swings year to year — lower is calmer.

-16.2%

Worst drop (3y) ?

The biggest fall from a peak over the last three years.

The bigger picture

+13.7%

Since inception

Total growth since launch — about +5.9% a year.

+20.6%

Best 12 months

The strongest one-year stretch on record.

-4.9%

Worst 12 months

The weakest one-year stretch on record.

-16.2%

Worst fall on record ?

It clawed back in about 4 months.

What's inside

By sector ?

Financials25.8%

Technology17.3%

Industrials15.6%

Consumer Staples10.3%

Health Care8.1%

Materials7.9%

Consumer Discretionary7.3%

Communication Services5.2%

Other / not shown2.6%

The 10 biggest holdings make up 45.1% of the fund — the rest is spread across roughly 53 more companies.

Top 10 holdings

#	Company	Weight
1	ASML HOLDING NV	11.0%
2	SAP	4.7%
3	INTESA SANPAOLO	4.3%
4	SANOFI SA	4.1%
5	AXA SA	4.1%
6	DEUTSCHE POST AG	3.9%
7	ALLIANZ	3.5%
8	KONINKLIJKE AHOLD DELHAIZE NV	3.1%
9	AENA SME SA	3.1%
10	NN GROUP NV	3.1%

Where to buy this fund

Where you live:

Set from your language & location — change it if it's wrong.

Where it trades

Exchange	Ticker	Currency
SIX	XZDZ	CHF	★ Primary
Borsa Italiana	XZDZ	EUR
E1	XZDZEUR	EUR
E1	XZDZCHF	EUR
EO	XZDZCHF	EUR
EO	XZDZEUR	EUR
EP	XZDZCHF	EUR
EP	XZDZEUR	EUR
EU	XZDZEUR	EUR
EU	XZDZCHF	EUR
EZ	XZDZEUR	EUR
EZ	XZDZCHF	EUR
Frankfurt	XZDZ	EUR
GD	XZDZ	EUR
GF	XZDZ	EUR
GM	XZDZ	EUR
GS	XZDZ	EUR
GT	XZDZ	EUR
GZ	XZDZ	EUR
LA	XZDZ	EUR
LU	XZDZ	EUR
QT	XZDZ	EUR
S1	XZDZD	EUR
S1	XZDZM	EUR
S1	XZDZZ	EUR
S4	XZDZM	EUR
S4	XZDZD	EUR
SE	XZDZ	EUR
TH	XZDZ	EUR
X1	XZDZCHF	EUR
X1	XZDZEUR	EUR
X2	XZDZEUR	EUR
X2	XZDZCHF	EUR
X9	XZDZEUR	EUR
XA	XZDZCHF	EUR
XA	XZDZEUR	EUR
XE	XZDZEUR	EUR
XF	XZDZCHF	EUR
XF	XZDZEUR	EUR
XG	XZDZEUR	EUR
XG	XZDZCHF	EUR
XH	XZDZCHF	EUR
XH	XZDZEUR	EUR
XJ	XZDZCHF	EUR
XJ	XZDZEUR	EUR
XL	XZDZCHF	EUR
XL	XZDZEUR	EUR
XO	XZDZEUR	EUR
XO	XZDZCHF	EUR
XQ	XZDZCHF	EUR
XQ	XZDZEUR	EUR
XT	XZDZCHF	EUR
XU	XZDZCHF	EUR
XU	XZDZEUR	EUR
XV	XZDZCHF	EUR
XV	XZDZEUR	EUR
XW	XZDZEUR	EUR
XW	XZDZCHF	EUR
XX	XZDZCHF	EUR
XX	XZDZEUR	EUR
XY	XZDZCHF	EUR
XY	XZDZEUR	EUR
XZ	XZDZCHF	EUR
XZ	XZDZEUR	EUR

For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-07-17 · the fund's own published holdings.

#	Company	Weight
1	ASML HOLDING NV	11.0%
2	SAP	4.7%
3	INTESA SANPAOLO	4.3%
4	SANOFI SA	4.1%
5	AXA SA	4.1%
6	DEUTSCHE POST AG	3.9%
7	ALLIANZ	3.5%
8	KONINKLIJKE AHOLD DELHAIZE NV	3.1%
9	AENA SME SA	3.1%
10	NN GROUP NV	3.1%
11	LOREAL SA	3.0%
12	MERCEDES-BENZ GROUP N AG	3.0%
13	LAIR LIQUIDE SOCIETE ANONYME POUR	2.7%
14	KONE CORP CLASS B	2.5%
15	AIB GROUP PLC	2.4%
16	HEIDELBERG MATERIALS AG	2.3%
17	POSTE ITALIANE	2.0%
18	UCB SA	1.9%
19	UPM-KYMMENE	1.9%
20	HENKEL & KGAA PREF AG	1.7%
21	MONCLER	1.7%
22	ORANGE SA	1.6%
23	SIEMENS N AG	1.5%
24	CARREFOUR SA	1.5%
25	AEGON LTD	1.4%
26	ESSILORLUXOTTICA SA	1.4%
27	GEA GROUP AG	1.3%
28	ADIDAS N AG	1.3%
29	STMICROELECTRONICS NV	1.2%
30	KONINKLIJKE KPN NV	1.1%
31	VINCI SA	1.0%
32	TALANX AG	1.0%
33	HENKEL AG	1.0%
34	REDEIA CORPORACION SA	0.9%
35	BOUYGUES SA	0.9%
36	EXOR NV	0.9%
37	GROUPE BRUXELLES LAMBERT NV	0.9%
38	ELISA	0.8%
39	AMUNDI SA	0.8%
40	SCOUT24 N	0.8%
41	DR ING HC F PORSCHE PRF AG	0.7%
42	FRESENIUS MEDICAL CARE AG	0.7%
43	AMADEUS IT GROUP SA	0.6%
44	EVONIK INDUSTRIES AG	0.6%
45	MAPFRE SA	0.6%
46	VERBUND AG	0.6%
47	RATIONAL AG	0.5%
48	GECINA SA	0.5%
49	TELECOM ITALIA	0.5%
50	AKZO NOBEL NV	0.4%
51	TELEFONICA SA	0.4%
52	ASM INTERNATIONAL NV	0.4%
53	EDP ENERGIAS DE PORTUGAL SA	0.3%
54	MUENCHENER RUECKVERSICHERUNGS-GESE	0.3%
55	BANCO DE SABADELL	0.3%
56	KNORR BREMSE AG	0.3%
57	WOLTERS KLUWER NV	0.2%
58	UNICREDIT	0.2%
59	BRENNTAG	0.1%
60	SCHNEIDER ELECTRIC	0.1%
62	KLEPIERRE REIT SA	0.1%
63	EURO CURRENCY	0.0%
64	US DOLLAR	0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 13% of similar ETFs💰 All-in cost cheaper than 12%📈 Higher 1-yr return than 29%📊 Behind its category by 3.1% (1-yr) (category average +12.2%)

Versus the Equity (stocks) · Eurozone · CHF ETFs we track.

Advanced risk

11.2%

Downside deviation ?

83%

Up months (hit rate) ?

€38.70

52-week high ?

€33.90

52-week low ?

Concentration depth

~29 ?

Effective number of holdings

Roughly 64 companies are held, but the largest names carry most of the weight — so it behaves like ~29 equal-sized positions.

Tilt vs a world tracker

United States-72.1

Germany+27.0

Netherlands+20.0

France+19.4

Technology-11.9

Financials+9.5

Percentage points over / under a broad world-equity tracker (not a licensed benchmark).

Documents

📄 KID (PDF)

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 Eurozone stocks

Compare side by side

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Why it's similar	This is the fund on this page.	StocksDistributingPhysicalCheaper fee Tracks a different index in the same category.	StocksDistributingPhysicalCheaper fee Tracks a different index in the same category.	StocksPhysicalCheaper fee Tracks a different index in the same category.	StocksPhysicalCheaper fee Tracks a different index in the same category.	StocksPhysicalCheaper fee Tracks a different index in the same category.	StocksDistributingPhysicalCheaper fee Tracks a different index in the same category.
Index tracked	MSCI EMU High Dividend Yield Low Carbon SRI Screened Select Index	MSCI EMU Index	MSCI EMU	MSCI EMU	MSCI EMU	MSCI Emu	MSCI Emu
Yearly fee (TER)	0.25%	0.12%	0.12%	0.12%	0.12%	0.12%	0.12%
All-in cost	0.25%	0.12%	0.00%	0.00%	0.00%	0.00%	0.00%
Fund size	€0	€9.1B	€8.7B	€8.7B	€8.1B	€7.9B	€7.9B
Domicile	Ireland	Ireland	LU	LU	LU	Ireland	Ireland
Replication	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)
3-yr return p.a.		+14.9%	+14.5%	+17.7%	+13.5%	+19.9%	+15.2%
5-yr return p.a.		+9.9%	+9.5%	+12.4%	+9.3%	+10.6%	+8.6%
# holdings	64	230	10	10	10	230	230

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Data as of 2026-07-17 · Source: issuer data, compiled by Finance Hamster

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