UBS MSCI USA Small Cap Selection UCITS ETF USD acc

What this fund is

UBS MSCI USA Small Cap Selection UCITS ETF USD acc is an exchange-traded fund (ETF) from UBS, traded under the ticker USSMC (ISIN IE000XFXBGR0). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI USA Small Cap index — the passive, low-cost approach, and its largest holdings include MKS INC, CARPENTER TECHNOLOGY and NVENT ELECTRIC PLC. Its biggest country exposures are ~6.3% United States and ~0.8% Ireland.

By industry it concentrates most in ~3.2% Industrials and ~2.6% Technology. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.2% a year — about €20 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD.

Its price has swung about 17% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2024. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)