iShares iBonds Dec 2035 Term $ Corp UCITS ETF

iShares iBonds Dec 2035 Term $ Corp UCITS ETF is an exchange-traded fund (ETF) from iShares, traded under the ticker DI35 (ISIN IE000Y9XFN19). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about lending to governments and companies in return for regular interest, which tends to be steadier than shares but grows more slowly, spread across its target market. Its largest holdings include META PLATFORMS INC, ORACLE CORPORATION and ALPHABET INC. It holds around 242 positions (the ten largest ≈ 15.4%), spreading risk so no single holding decides your outcome. Geographically it leans ~87.3% United States, ~2.9% Canada and ~2.7% Japan. By industry it concentrates most in ~100% Corporate and ~0.1% Other. Funds like this are often used as the steadier, lower-swing part of a portfolio — the ballast that cushions the ups and downs of shares. Its ongoing charge (TER) is 0.12% a year — about €12 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. Its price has swung about 3.7% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2025. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from iShares.)