UBS MSCI ACWI Climate Paris Aligned UCITS ETF hUSD acc

UBS MSCI ACWI Climate Paris Aligned UCITS ETF hUSD acc is an exchange-traded fund (ETF) from UBS, traded under the ticker ACPAU (ISIN IE000YRDFNY8). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread broadly across markets worldwide. It follows the MSCI ACWI index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.21% a year — about €21 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. Its price has swung about 13.9% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2026. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)