iShares $ Treasury Bond 1-3yr UCITS ETF USD (Acc) B

iShares $ Treasury Bond 1-3yr UCITS ETF USD (Acc) B is an exchange-traded fund (ETF) from iShares, traded under the ticker CBU3 (ISIN IE00B3VWN179). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about lending to governments and companies in return for regular interest, which tends to be steadier than shares but grows more slowly, spread across its target market. Its largest holdings include TREASURY NOTE, TREASURY NOTE and TREASURY NOTE. It holds around 95 positions (the ten largest ≈ 14.9%), spreading risk so no single holding decides your outcome. Geographically it leans ~100% United States, ~0.2% Ireland and ~0% United Kingdom. Its heaviest sectors are ~100% Government and ~0.2% Other. Funds like this are often used as the steadier, lower-swing part of a portfolio — the ballast that cushions the ups and downs of shares. Its ongoing charge (TER) is 0.07% a year — about €7 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. On the standard KID risk scale it is rated 2 out of 7 and its price has swung about 2% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2009, and its KID suggests a holding period of medium to long term. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from iShares.)