iShares S&P 500 Health Care Sector UCITS ETF

What this fund is

iShares S&P 500 Health Care Sector UCITS ETF is an exchange-traded fund (ETF) from iShares, traded under the ticker IUHC (ISIN IE00B43HR379). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. At its core it is a focused, thematic fund: it concentrates on the health care part of the market, so it lives or dies by that one area rather than the economy as a whole. Underneath, it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't. Rather than a manager picking stocks, it simply replicates the S&P 500 index — the passive, low-cost approach, and its largest holdings include ELI LILLY, JOHNSON & JOHNSON and ABBVIE INC.

With about 66 holdings (the ten largest ≈ 61.4%), your money is diversified rather than concentrated in a handful of names. Geographically it leans ~100% United States, ~0% Ireland and ~0% United Kingdom. Its heaviest sectors are ~99.8% Health Care and ~0.2% Other. A focused fund like this is typically held as a smaller 'satellite' position around a broader core — a way to lean into one theme, not usually a portfolio's only holding. Its ongoing charge (TER) is 0.15% a year — about €15 a year on a €10,000 holding, taken automatically from the fund.

It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. Its price has swung about 19.6% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2015. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from iShares.)