FTSE All-World High Dividend Yield UCITS ETF

FTSE All-World High Dividend Yield UCITS ETF is an exchange-traded fund (ETF) from Vanguard, traded under the ticker VHYD (ISIN IE00B8GKDB10). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread broadly across markets worldwide. Rather than a manager picking stocks, it simply replicates the FTSE All-World High Dividend Yield Index index — the passive, low-cost approach. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.29% a year — about €29 a year on a €10,000 holding, taken automatically from the fund. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. On the standard KID risk scale it is rated 5 out of 7 and its price has swung about 37.6% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2013, and its KID suggests a holding period of 5 years. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from Vanguard.)