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State Street® SPDR® MSCI EMU UCITS ETF

SPDR · IE00B910VR50

State Street® SPDR® MSCI EMU UCITS ETF is an exchange-traded fund (ETF) from SPDR, traded under the ticker EURO (ISIN IE00B910VR50). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do…

· Tracks the MSCI EMU Index index ?
Equity ?Accumulating ?Physical ?Ireland ?
Low yearly feeReinvests dividendsOwns the shares directlyEurozone
Fund size (AUM) ?
€312.5M
Risk level (SRI) ?
4 / 7 · Medium
1-year return ?
+12.1%
Price Return · to 2026-10-08
Yearly fee (TER) ?
0.08%
All-in cost ≈ 0.09%

About this fund

What you own

The MSCI EMU Index index is the benchmark this fund aims to copy. By holding it, this fund gives you a stake in around 216 companies across Eurozone in a single purchase.

Dividends

The fund automatically reinvests dividends back into itself, so your holding grows without cash payouts.

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Rolling the dividends straight back in means your money compounds automatically, with nothing for you to reinvest by hand. The flip side is there is no cash income; the growth simply shows up as a higher fund value. Note that reinvested dividends can still be taxable in some countries even though you never receive the cash — the rules depend on where you live.

How it works

The fund actually buys every share in the index it tracks (full replication).

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Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.08%Yearly fee (TER)
0.09%All-in cost

The yearly running cost of the fund, shown as a % of your money. Lower is cheaper.

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For example, a 0.20% fee works out at €0.20 a year for every €100 invested — that’s a generic illustration of the mechanic, not this fund’s own fee. It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?
MSCI EMU Index
Replication ?
Physical
Full — buys every share
Regulation ?
UCITS
Yes
Launched
Jan 2013
13-year track record
Recommended holding period
5 years

Performance

99.9100101101102202520252025

Growth of $100 invested — both lines start at $100.

State Street® SPDR® MSCI EMU UCITS ETF Average MSCI EMU Index ETF (funds we track) ?

Compared with the average fund tracking the same index — our own data, not the licensed index itself.

YTD+8.9%
1 year+12.1%
3 years+17.7%
5 years+10.4%

Return, year by year

-11.8
+18.7
+9.5
+24.4
'22'23'24'25
3 of 4 up yearsBest: 2025 +24.4%Worst: 2022 -11.8%Calendar-year total returns, in USD

How bumpy has it been?

14.8%
Volatility (1y) ?
How much the price swings year to year — lower is calmer.
-15.1%
Worst drop (3y) ?
The biggest fall from a peak over the last three years.
1.25
Return for the risk (3y) ?
Reward earned per unit of bumpiness.

The bigger picture

+64.1%
Since inception
Total growth since launch — about +9.8% a year.
+34.5%
Best 12 months
The strongest one-year stretch on record.
-19.4%
Worst 12 months
The weakest one-year stretch on record.
-24.5%
Worst fall on record ?
It clawed back in about 9 months.

What's inside

By sector ?

Financials25.8%
Industrials20.5%
Technology15.9%
Consumer Discretionary8.1%
Utilities6.9%
Health Care6.0%
Consumer Staples5.5%
Materials4.0%
Other / not shown7.3%

The 10 biggest holdings make up 30.7% of the fund — the rest is spread across roughly 206 more companies.

Top 10 holdings

#CompanyWeight
1ASML Holding NV8.9%
2Siemens AG3.0%
3SAP SE2.9%
4Banco Santander S.A.2.7%
5Allianz SE2.4%
6Schneider Electric SE2.4%
7TotalEnergies SE2.4%
8Banco Bilbao Vizcaya Argentaria S.A.2.1%
9Iberdrola SA1.9%
10Airbus SE1.8%

Where to buy this fund

Set from your language & location — change it if it's wrong.

Where it trades

ExchangeTickerCurrency
SIXEUROCHF★ Primary
EUR listings
Borsa ItalianaEUROEUR
FrankfurtZPREEUR
USD listings
B2ZPREUSD
B3ZPREDUSD
B3EUROZUSD
B3EUROMUSD
B3EUROLUSD
B3EMUEPUSD
B3EMUELUSD
B4ZPREEURUSD
BWEUROUSD
E1ZPREGBPUSD
E1ZPREEURUSD
E1ZPRECHFUSD
EBEUROMUSD
EBEUROZUSD
EOZPREGBPUSD
EOZPREEURUSD
EOZPRECHFUSD
EPEMUEGBPUSD
EPZPRECHFUSD
EPZPREEURUSD
EUZPREEURUSD
EUZPRECHFUSD
EUEMUEGBPUSD
EZZPRECHFUSD
EZZPREEURUSD
EZEMUEGBPUSD
GDZPREUSD
GFZPREUSD
GHZPREUSD
GMZPREUSD
GSZPREUSD
GTZPREUSD
GZZPREUSD
I2EUROMUSD
IXEUROMUSD
IXEUROZUSD
L1ZPREDUSD
L1EUROZUSD
L1EUROMUSD
L3ZPREDUSD
L3EUROZUSD
L3EUROMUSD
L3EUROLUSD
L3EMUELUSD
L3EMUEPUSD
LAZPREUSD
London Stock ExchangeEUROUSD
LUZPREUSD
POZPREDUSD
POEUROZUSD
POEUROMUSD
POEUROLUSD
POEMUELUSD
POEMUEPUSD
QTZPREUSD
QXEUROZUSD
S1EUROZUSD
S1EUROMUSD
S4EUROMUSD
SEEUROUSD
T2EMUEEURUSD
T2EMUEGBPUSD
T2EUROUSD
THZPREUSD
WTEMUEEURUSD
X2ZPRECHFUSD
X2ZPREEURUSD
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XEZPRECHFUSD
XFZPRECHFUSD
XGZPRECHFUSD
XHZPRECHFUSD
XJZPRECHFUSD
XLZPRECHFUSD
XOZPRECHFUSD
XSEMUEGBPUSD
XSZPRECHFUSD
XUZPRECHFUSD
XVZPREGBPUSD
XVZPREEURUSD
XVZPRECHFUSD
XWZPRECHFUSD
XXZPRECHFUSD
XXZPREEURUSD
XXZPREGBPUSD
For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-10-08 · the fund's own published holdings.

#CompanyWeight
1ASML Holding NV8.9%
2Siemens AG3.0%
3SAP SE2.9%
4Banco Santander S.A.2.7%
5Allianz SE2.4%
6Schneider Electric SE2.4%
7TotalEnergies SE2.4%
8Banco Bilbao Vizcaya Argentaria S.A.2.1%
9Iberdrola SA1.9%
10Airbus SE1.8%
11Safran SA1.8%
12UniCredit S.p.A.1.7%
13Siemens Energy AG1.7%
14Air Liquide SA1.6%
15LVMH Moet Hennessy Louis Vuitton SE1.5%
16BNP Paribas S.A. Class A1.5%
17Intesa Sanpaolo S.p.A.1.5%
18L'Oreal S.A.1.4%
19Deutsche Telekom AG1.4%
20ING Groep N.V.1.4%
21Sanofi SA1.2%
22Infineon Technologies AG1.1%
23AXA SA1.1%
24Enel SpA1.0%
25Munchener Ruckversicherungs-Gesellschaft AG1.0%
26Anheuser-Busch InBev SA/NV0.9%
27Industria de Diseno Textil S.A.0.9%
28Nordea Bank Abp0.8%
29Deutsche Bank Aktiengesellschaft0.8%
30argenx SE0.8%
31DHL AG0.8%
32VINCI SA0.8%
33Deutsche Boerse AG0.8%
34Bayer AG0.7%
35Rheinmetall AG0.7%
36Hermes International SCA0.7%
37Nokia Oyj0.7%
38BASF SE0.7%
39CaixaBank SA0.7%
40Societe Generale SA Class A0.7%
41Eni S.p.A.0.7%
42Ferrari NV0.7%
43Prosus N.V. Class N0.6%
44EssilorLuxottica SA0.6%
45ENGIE S.A.0.6%
46ASM International N.V.0.6%
47E.ON SE0.6%
48RWE AG0.6%
49Danone SA0.6%
50Erste Group Bank AG0.6%
51Repsol SA0.5%
52Legrand SA0.5%
53Prysmian S.p.A.0.5%
54Assicurazioni Generali S.p.A.0.5%
55Compagnie de Saint-Gobain SA0.5%
56KBC Group N.V.0.5%
57STMicroelectronics NV0.4%
58Mercedes-Benz Group AG0.4%
59Koninklijke Ahold Delhaize N.V.0.4%
60ArcelorMittal SA0.4%
61Orange SA0.4%
62ABN AMRO Bank N.V. Depositary receipts0.4%
63UCB S.A.0.4%
64Commerzbank AG0.4%
65AIB Group plc0.4%
66adidas AG0.4%
67Ferrovial N.V.0.4%
68Banca Monte dei Paschi di Siena S.p.A.0.3%
69Adyen NV0.3%
70Amadeus IT Group SA Class A0.3%
71Publicis Groupe SA0.3%
72Sampo Oyj0.3%
73Thales SA0.3%
74Cie Generale des Etablissements Michelin SA0.3%
75NN Group N.V.0.3%
76AerCap Holdings NV0.3%
77MTU Aero Engines AG0.3%
78BPER Banca S.p.A.0.3%
79Leonardo SpA0.3%
80Aena SME SA0.3%
81Fresenius SE & Co. KGaA0.3%
82Heineken NV0.3%
83Daimler Truck Holding AG0.3%
84Heidelberg Materials AG0.3%
85Bank of Ireland Group Plc0.3%
86Veolia Environnement SA0.3%
87Bayerische Motoren Werke AG0.3%
88Merck KGaA0.3%
89Coca-Cola Europacific Partners plc0.3%
90Banco de Sabadell SA0.3%
91ACS Actividades de Construccion y Servicios SA0.3%
92Koninklijke Philips N.V.0.3%
93DSM-Firmenich AG0.2%
94KONE Oyj Class B0.2%
95Credit Agricole SA0.2%
96Kering SA0.2%
97Banco BPM SpA0.2%
98Capgemini SE0.2%
99Hannover Rueck SE0.2%
100Wolters Kluwer N.V.0.2%
101Universal Music Group N.V.0.2%
102Royal KPN NV0.2%
103Neste Corporation0.2%
104Volkswagen AG Pref0.2%
105Kingspan Group Plc0.2%
106Dassault Systemes SE0.2%
107Wartsila Oyj Abp0.2%
108EDP S.A.0.2%
109Kerry Group Plc Class A0.2%
110UPM-Kymmene Oyj0.2%
111FinecoBank SpA0.2%
112BAWAG Group AG0.2%
113Endesa S.A.0.2%
114BE Semiconductor Industries N.V.0.2%
115Terna S.p.A.0.2%
116Euronext NV0.2%
117Telecom Italia S.p.A.0.2%
118Symrise AG0.2%
119Naturgy Energy Group S.A.0.2%
120Siemens Healthineers AG0.2%
121Vonovia SE0.2%
122Telefonica SA0.2%
123Poste Italiane SpA0.2%
124Cellnex Telecom S.A.0.2%
125Pernod Ricard SA0.2%
126Snam S.p.A.0.2%
127Henkel AG & Co. KGaA Pref0.2%
128ASR Nederland N.V.0.2%
129ageas SA/NV0.2%
130Metso Corporation0.2%
131OMV Aktiengesellschaft0.2%
132Bankinter SA0.2%
133Fortum Oyj0.2%
134Unibail-Rodamco-Westfield SE Stapled Secs Cons of 1 Sh Unibail Rodamco + 1 Sh WFD Unib Rod0.2%
135Bouygues SA0.2%
136UNIPOL ASSICURAZIONI SPA0.1%
137Banco Comercial Portugues S.A.0.1%
138Moncler SpA0.1%
139Carrefour SA0.1%
140GEA Group Aktiengesellschaft0.1%
141Ryanair Holdings Plc0.1%
142Aegon Ltd.0.1%
143Galp Energia SGPS S.A. Class B0.1%
144Orion Oyj Class B0.1%
145Eurofins Scientific SE0.1%
146Heineken Holding N.V.0.1%
147Akzo Nobel N.V.0.1%
148Accor SA0.1%
149Magnum Ice Cream Co. N.V.0.1%
150QIAGEN NV0.1%
151Bureau Veritas SA0.1%
152Raiffeisen Bank International AG0.1%
153Tenaris S.A.0.1%
154Klepierre SA0.1%
155Rexel SA0.1%
156Stellantis N.V.0.1%
157Continental AG0.1%
158Fresenius Medical Care AG0.1%
159Talanx AG0.1%
160Eiffage SA0.1%
161Brenntag SE0.1%
162Beiersdorf AG0.1%
163Knorr-Bremse AG0.1%
164EXOR N.V.0.1%
165Henkel AG & Co. KGaA0.1%
166Sartorius AG Pref0.1%
167Redeia Corporacion SA0.1%
168Kesko Oyj Class B0.1%
169Sartorius Stedim Biotech SA0.1%
170Stora Enso Oyj Class R0.1%
171Indra Sistemas S.A. Class A0.1%
172HOCHTIEF Aktiengesellschaft0.1%
173International Consolidated Airlines Group SA0.1%
174Amundi SA0.1%
175Groupe Bruxelles Lambert SA0.1%
176Syensqo SA/NV0.1%
177Elia Group SA/NV0.1%
178Abivax SA0.1%
179Elisa Oyj Class A0.1%
180Alstom SA0.1%
181Lotus Bakeries NV0.1%
182Delivery Hero SE0.1%
183Acciona SA0.1%
184Italgas SpA0.1%
185Ipsen SA0.1%
186Banca Mediolanum SpA0.1%
187Dassault Aviation SA0.1%
188Deutsche Lufthansa AG0.1%
189Jeronimo Martins SGPS S.A.0.1%
190Porsche AG0.1%
191Renault SA0.1%
192HENSOLDT AG0.1%
193Recordati S.p.A.0.1%
194Evonik Industries AG0.1%
195Zalando SE0.1%
196Getlink SE0.1%
197Sodexo SA0.1%
198VERBUND AG Class A0.1%
199InPost S.A.0.1%
200EDP Renewables SA0.1%
201Davide Campari-Milano N.V.0.1%
202Mapfre SA0.1%
203Sofina SA0.1%
204Porsche Automobil Holding SE Pref0.1%
205Nemetschek SE0.1%
206D'Ieteren Group SA/NV0.1%
207Financiere de Tubize S.A.0.1%
208Aeroports de Paris0.1%
209Ayvens0.0%
210bioMerieux SA0.0%
211Gecina SA0.0%
212Rational Aktiengesellschaft0.0%
213Buzzi Spa0.0%
214CVC Capital Partners plc0.0%
215Covivio SA0.0%
216Nebius Group N.V. Class A0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 92% of similar ETFs💰 All-in cost cheaper than 95%📈 Higher 1-yr return than 44%📈 Higher 3-yr return than 70%📈 Higher 5-yr return than 80%📊 Behind its category by 0.8% (1-yr) (category average +12.9%)📊 Beat its category by 4.1% (3-yr) (category average +13.6%)📊 Beat its category by 3.8% (5-yr) (category average +6.6%)

Versus the Equity (stocks) · Eurozone · EUR ETFs we track.

Advanced risk

1.83
Sortino (3y) ?
1.17
Calmar (3y) ?
9.6%
Downside deviation ?
67%
Up months (hit rate) ?
$108.50
52-week high ?
$89.07
52-week low ?

Concentration depth

~54 ?
Effective number of holdings

Roughly 216 companies are held, but the largest names carry most of the weight — so it behaves like ~54 equal-sized positions.

Tilt vs a world tracker

United States-72.1
Germany+22.8
France+22.7
Netherlands+19.2
Technology-13.3
Spain+9.9

Percentage points over / under a broad world-equity tracker (not a licensed benchmark).

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 Eurozone stocks
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Index trackedMSCI EMU IndexMSCI EMUMSCI EMUMSCI EMUMSCI EMUMSCI EmuMSCI Emu
Yearly fee (TER)0.08%0.12%0.12%0.12%0.12%0.12%0.12%
All-in cost0.09%0.12%0.00%0.00%0.00%0.00%0.00%
Fund size€312.5M€9.2B€8.9B€8.8B€8.1B€7.9B€7.9B
DomicileIrelandIrelandLULULUIrelandIreland
ReplicationPhysical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)
3-yr return p.a.+17.7%+14.3%+16.9%+19.6%+15.8%+19.9%+15.2%
5-yr return p.a.+10.4%+9.5%+9.5%+11.9%+9.0%+10.6%+8.6%
# holdings216230101010230230

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Data as of 2026-10-08 · Source: issuer data, compiled by Finance Hamster

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