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State Street® SPDR® MSCI EMU UCITS ETF

SPDR · IE00B910VR50

State Street® SPDR® MSCI EMU UCITS ETF is an exchange-traded fund (ETF) from SPDR, traded under the ticker EURO (ISIN IE00B910VR50). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do…

· Tracks the MSCI EMU Index index ?
Equity ?Accumulating ?Physical ?Ireland ?
Low yearly feeReinvests dividendsOwns the shares directlyEurozone
Fund size (AUM) ?
€312.7M
Risk level (SRI) ?
4 / 7 · Medium
1-year return ?
+20.1%
Price Return · to 2026-08-20
Yearly fee (TER) ?
0.08%
All-in cost ≈ 0.09%

About this fund

What you own

The MSCI EMU Index index is the benchmark this fund aims to copy. By holding it, this fund gives you a stake in around 220 companies across Eurozone in a single purchase.

Dividends

The fund automatically reinvests dividends back into itself, so your holding grows without cash payouts.

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Rolling the dividends straight back in means your money compounds automatically, with nothing for you to reinvest by hand. The flip side is there is no cash income; the growth simply shows up as a higher fund value. Note that reinvested dividends can still be taxable in some countries even though you never receive the cash — the rules depend on where you live.

How it works

The fund actually buys every share in the index it tracks (full replication).

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Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.08%Yearly fee (TER)
0.09%All-in cost

The yearly running cost of the fund, shown as a % of your money. Lower is cheaper.

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For example, a 0.20% fee works out at €0.20 a year for every €100 invested — that’s a generic illustration of the mechanic, not this fund’s own fee. It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?
MSCI EMU Index
Replication ?
Physical
Full — buys every share
Regulation ?
UCITS
Yes
Launched
Jan 2013
13-year track record
Recommended holding period
5 years

Performance

99.8100101101102202520252025

Growth of $100 invested — both lines start at $100.

State Street® SPDR® MSCI EMU UCITS ETF Average MSCI EMU Index ETF (funds we track) ?

Compared with the average fund tracking the same index — our own data, not the licensed index itself.

YTD+13.6%
1 year+20.1%
3 years+18.1%
5 years+10.8%

Return, year by year

-11.8
+18.7
+9.5
+24.4
'22'23'24'25
3 of 4 up yearsBest: 2025 +24.4%Worst: 2022 -11.8%Calendar-year total returns, in USD

How bumpy has it been?

14.6%
Volatility (1y) ?
How much the price swings year to year — lower is calmer.
-15.1%
Worst drop (3y) ?
The biggest fall from a peak over the last three years.
1.29
Return for the risk (3y) ?
Reward earned per unit of bumpiness.

The bigger picture

+71.2%
Since inception
Total growth since launch — about +11.0% a year.
+34.5%
Best 12 months
The strongest one-year stretch on record.
-19.4%
Worst 12 months
The weakest one-year stretch on record.
-24.5%
Worst fall on record ?
It clawed back in about 9 months.

What's inside

By sector ?

Financials25.8%
Industrials20.5%
Technology15.9%
Consumer Discretionary8.1%
Utilities6.9%
Health Care6.0%
Consumer Staples5.5%
Materials4.0%
Other / not shown7.3%

The 10 biggest holdings make up 30.3% of the fund — the rest is spread across roughly 210 more companies.

Top 10 holdings

#CompanyWeight
1ASML Holding NV9.1%
2Siemens AG3.1%
3Banco Santander S.A.2.7%
4SAP SE2.7%
5Schneider Electric SE2.5%
6Allianz SE2.4%
7TotalEnergies SE2.2%
8Banco Bilbao Vizcaya Argentaria S.A.2.0%
9Iberdrola SA1.8%
10Airbus SE1.8%

Where to buy this fund

Set from your language & location — change it if it's wrong.

Where it trades

ExchangeTickerCurrency
SIXEUROCHF★ Primary
EUR listings
Borsa ItalianaEUROEUR
FrankfurtZPREEUR
USD listings
B2ZPREUSD
B3ZPREDUSD
B3EUROZUSD
B3EUROMUSD
B3EUROLUSD
B3EMUEPUSD
B3EMUELUSD
B4ZPREEURUSD
BWEUROUSD
E1ZPREGBPUSD
E1ZPREEURUSD
E1ZPRECHFUSD
EBEUROMUSD
EBEUROZUSD
EOZPREGBPUSD
EOZPREEURUSD
EOZPRECHFUSD
EPEMUEGBPUSD
EPZPRECHFUSD
EPZPREEURUSD
EUZPREEURUSD
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EUEMUEGBPUSD
EZZPRECHFUSD
EZZPREEURUSD
EZEMUEGBPUSD
GDZPREUSD
GFZPREUSD
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GSZPREUSD
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GZZPREUSD
I2EUROMUSD
IXEUROMUSD
IXEUROZUSD
L1ZPREDUSD
L1EUROZUSD
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L3ZPREDUSD
L3EUROZUSD
L3EUROMUSD
L3EUROLUSD
L3EMUELUSD
L3EMUEPUSD
LAZPREUSD
London Stock ExchangeEUROUSD
LUZPREUSD
POZPREDUSD
POEUROZUSD
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POEUROLUSD
POEMUELUSD
POEMUEPUSD
QTZPREUSD
QXEUROZUSD
S1EUROZUSD
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SEEUROUSD
T2EMUEEURUSD
T2EMUEGBPUSD
T2EUROUSD
THZPREUSD
WTEMUEEURUSD
X2ZPRECHFUSD
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XVZPREGBPUSD
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XXZPRECHFUSD
XXZPREEURUSD
XXZPREGBPUSD
For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-08-20 · the fund's own published holdings.

#CompanyWeight
1ASML Holding NV9.1%
2Siemens AG3.1%
3Banco Santander S.A.2.7%
4SAP SE2.7%
5Schneider Electric SE2.5%
6Allianz SE2.4%
7TotalEnergies SE2.2%
8Banco Bilbao Vizcaya Argentaria S.A.2.0%
9Iberdrola SA1.8%
10Airbus SE1.8%
11Siemens Energy AG1.8%
12Safran SA1.8%
13UniCredit S.p.A.1.7%
14LVMH Moet Hennessy Louis Vuitton SE1.7%
15BNP Paribas S.A. Class A1.6%
16Air Liquide SA1.6%
17Deutsche Telekom AG1.4%
18Intesa Sanpaolo S.p.A.1.4%
19L'Oreal S.A.1.3%
20ING Groep N.V.1.3%
21Sanofi SA1.2%
22Infineon Technologies AG1.2%
23Enel SpA1.1%
24AXA SA1.0%
25Munchener Ruckversicherungs-Gesellschaft AG1.0%
26Industria de Diseno Textil S.A.0.9%
27Anheuser-Busch InBev SA/NV0.9%
28Deutsche Bank Aktiengesellschaft0.9%
29VINCI SA0.8%
30Rheinmetall AG0.8%
31Nordea Bank Abp0.8%
32Societe Generale SA Class A0.8%
33Deutsche Post AG0.7%
34Prosus N.V. Class N0.7%
35Deutsche Boerse AG0.7%
36EssilorLuxottica SA0.7%
37Bayer AG0.7%
38Nokia Oyj0.7%
39argenx SE0.7%
40ENGIE S.A.0.7%
41CaixaBank SA0.7%
42BASF SE0.7%
43Eni S.p.A.0.6%
44Danone SA0.6%
45Ferrari NV0.6%
46ASM International N.V.0.6%
47E.ON SE0.6%
48Hermes International SCA0.6%
49RWE AG0.6%
50Erste Group Bank AG0.6%
51Compagnie de Saint-Gobain SA0.5%
52Prysmian S.p.A.0.5%
53Assicurazioni Generali S.p.A.0.5%
54Legrand SA0.5%
55Mercedes-Benz Group AG0.5%
56Orange SA0.5%
57STMicroelectronics NV0.4%
58KBC Group N.V.0.4%
59Repsol SA0.4%
60Koninklijke Ahold Delhaize N.V.0.4%
61Adyen NV0.4%
62ArcelorMittal SA0.4%
63UCB S.A.0.4%
64Ferrovial N.V.0.4%
65Commerzbank AG0.4%
66adidas AG0.4%
67ABN AMRO Bank N.V. Depositary receipts0.4%
68Thales SA0.4%
69Amadeus IT Group SA Class A0.4%
70Leonardo SpA0.4%
71Banca Monte dei Paschi di Siena S.p.A.0.3%
72Publicis Groupe SA0.3%
73BPER Banca S.p.A.0.3%
74Sampo Oyj0.3%
75AIB Group plc0.3%
76Cie Generale des Etablissements Michelin SA0.3%
77Heineken NV0.3%
78Heidelberg Materials AG0.3%
79AerCap Holdings NV0.3%
80Daimler Truck Holding AG0.3%
81Aena SME SA0.3%
82Veolia Environnement SA0.3%
83Fresenius SE & Co. KGaA0.3%
84NN Group N.V.0.3%
85MTU Aero Engines AG0.3%
86Bayerische Motoren Werke AG0.3%
87ACS Actividades de Construccion y Servicios SA0.3%
88Kering SA0.3%
89Koninklijke Philips N.V.0.3%
90Banco BPM SpA0.3%
91Coca-Cola Europacific Partners plc0.3%
92Credit Agricole SA0.3%
93Bank of Ireland Group Plc0.3%
94Merck KGaA0.3%
95Banco de Sabadell SA0.3%
96KONE Oyj Class B0.2%
97BE Semiconductor Industries N.V.0.2%
98Capgemini SE0.2%
99Kingspan Group Plc0.2%
100Universal Music Group N.V.0.2%
101Royal KPN NV0.2%
102Wolters Kluwer N.V.0.2%
103Volkswagen AG Pref0.2%
104Vonovia SE0.2%
105DSM-Firmenich AG0.2%
106Hannover Rueck SE0.2%
107FinecoBank SpA0.2%
108Wartsila Oyj Abp0.2%
109Dassault Systemes SE0.2%
110EDP S.A.0.2%
111Pernod Ricard SA0.2%
112BAWAG Group AG0.2%
113Terna S.p.A.0.2%
114Telefonica SA0.2%
115Kerry Group Plc Class A0.2%
116Telecom Italia S.p.A.0.2%
117Siemens Healthineers AG0.2%
118Cellnex Telecom S.A.0.2%
119Endesa S.A.0.2%
120Euronext NV0.2%
121Neste Corporation0.2%
122UPM-Kymmene Oyj0.2%
123Poste Italiane SpA0.2%
124Symrise AG0.2%
125Naturgy Energy Group S.A.0.2%
126Unibail-Rodamco-Westfield SE Stapled Secs Cons of 1 Sh Unibail Rodamco + 1 Sh WFD Unib Rod0.2%
127Henkel AG & Co. KGaA Pref0.2%
128Snam S.p.A.0.2%
129Metso Corporation0.2%
130Moncler SpA0.2%
131ageas SA/NV0.2%
132ASR Nederland N.V.0.2%
133Bankinter SA0.2%
134UNIPOL ASSICURAZIONI SPA0.2%
135Bouygues SA0.2%
136Ryanair Holdings Plc0.1%
137Aegon Ltd.0.1%
138Akzo Nobel N.V.0.1%
139GEA Group Aktiengesellschaft0.1%
140OMV Aktiengesellschaft0.1%
141Carrefour SA0.1%
142Stellantis N.V.0.1%
143Heineken Holding N.V.0.1%
144Banco Comercial Portugues S.A.0.1%
145Accor SA0.1%
146Raiffeisen Bank International AG0.1%
147Fortum Oyj0.1%
148Orion Oyj Class B0.1%
149Bureau Veritas SA0.1%
150Klepierre SA0.1%
151Rexel SA0.1%
152Magnum Ice Cream Co. N.V.0.1%
153QIAGEN NV0.1%
154Galp Energia SGPS S.A. Class B0.1%
155Eiffage SA0.1%
156Eurofins Scientific SE0.1%
157Fresenius Medical Care AG0.1%
158Beiersdorf AG0.1%
159Tenaris S.A.0.1%
160Brenntag SE0.1%
161Continental AG0.1%
162Talanx AG0.1%
163Knorr-Bremse AG0.1%
164Henkel AG & Co. KGaA0.1%
165EXOR N.V.0.1%
166HOCHTIEF Aktiengesellschaft0.1%
167Abivax SA0.1%
168Kesko Oyj Class B0.1%
169Redeia Corporacion SA0.1%
170Delivery Hero SE0.1%
171Elia Group SA/NV0.1%
172International Consolidated Airlines Group SA0.1%
173Groupe Bruxelles Lambert SA0.1%
174Syensqo SA/NV0.1%
175Ipsen SA0.1%
176Sartorius AG Pref0.1%
177Recordati S.p.A.0.1%
178HENSOLDT AG0.1%
179Sartorius Stedim Biotech SA0.1%
180Stora Enso Oyj Class R0.1%
181Amundi SA0.1%
182Scout24 SE0.1%
183Indra Sistemas S.A. Class A0.1%
184Dassault Aviation SA0.1%
185Alstom SA0.1%
186Deutsche Lufthansa AG0.1%
187Italgas SpA0.1%
188Banca Mediolanum SpA0.1%
189Elisa Oyj Class A0.1%
190Renault SA0.1%
191Zalando SE0.1%
192Acciona SA0.1%
193Lotus Bakeries NV0.1%
194Porsche AG0.1%
195Sodexo SA0.1%
196Getlink SE0.1%
197Jeronimo Martins SGPS S.A.0.1%
198Evonik Industries AG0.1%
199EDP Renewables SA0.1%
200InPost S.A.0.1%
201Porsche Automobil Holding SE Pref0.1%
202Davide Campari-Milano N.V.0.1%
203Mapfre SA0.1%
204Sofina SA0.1%
205D'Ieteren Group SA/NV0.1%
206Ayvens0.1%
207Aeroports de Paris0.1%
208VERBUND AG Class A0.1%
209Financiere de Tubize S.A.0.1%
210Buzzi Spa0.0%
211Nemetschek SE0.0%
212CTS Eventim AG & Co. KGaA0.0%
213Gecina SA0.0%
214CVC Capital Partners plc0.0%
215Rational Aktiengesellschaft0.0%
216bioMerieux SA0.0%
217CSG N.V.0.0%
218Bollore SE0.0%
219Covivio SA0.0%
220Nebius Group N.V. Class A0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 90% of similar ETFs💰 All-in cost cheaper than 92%📈 Higher 1-yr return than 69%📈 Higher 3-yr return than 82%📈 Higher 5-yr return than 88%📊 Beat its category by 4.2% (1-yr) (category average +15.8%)📊 Beat its category by 4.5% (3-yr) (category average +13.6%)📊 Beat its category by 4.3% (5-yr) (category average +6.5%)

Versus the Equity (stocks) · Eurozone · EUR ETFs we track.

Advanced risk

1.89
Sortino (3y) ?
1.20
Calmar (3y) ?
9.3%
Downside deviation ?
83%
Up months (hit rate) ?
$108.50
52-week high ?
$85.26
52-week low ?

Concentration depth

~54 ?
Effective number of holdings

Roughly 220 companies are held, but the largest names carry most of the weight — so it behaves like ~54 equal-sized positions.

Tilt vs a world tracker

United States-72.1
Germany+22.8
France+22.7
Netherlands+19.2
Technology-13.3
Spain+9.9

Percentage points over / under a broad world-equity tracker (not a licensed benchmark).

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 Eurozone stocks
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Index trackedMSCI EMU IndexMSCI EMUMSCI EMUMSCI EMUMSCI EMUMSCI EmuMSCI Emu
Yearly fee (TER)0.08%0.12%0.12%0.12%0.12%0.12%0.12%
All-in cost0.09%0.00%0.00%0.12%0.00%0.00%0.00%
Fund size€312.7M€8.9B€8.9B€8.8B€8.2B€7.9B€7.9B
DomicileIrelandLULUIrelandLUIrelandIreland
ReplicationPhysical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)
3-yr return p.a.+18.1%+16.8%+20.2%+14.3%+15.2%+19.9%+15.2%
5-yr return p.a.+10.8%+9.2%+12.3%+9.5%+8.7%+10.6%+8.6%
# holdings220101023010230230

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Data as of 2026-08-20 · Source: issuer data, compiled by Finance Hamster

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