iShares Core MSCI EM IMI UCITS ETF

What this fund is

iShares Core MSCI EM IMI UCITS ETF is an exchange-traded fund (ETF) from iShares, traded under the ticker EIMU (ISIN IE00BD45KH83). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI Emerging Markets IMI index — the passive, low-cost approach, and its largest holdings include TAIWAN SEMICONDUCTOR MANUFACTURING, SAMSUNG ELECTRONICS LTD and SK HYNIX INC. Spread across roughly 3102 holdings (the ten largest ≈ 34.4%), no one position makes or breaks the fund.

Its biggest country exposures are ~27.5% Taiwan, ~21.3% Korea (South) and ~17.3% China. Its heaviest sectors are ~41.7% Technology and ~17.6% Financials. Funds like this are commonly chosen by investors who want a regular cash income stream rather than reinvesting everything for growth. Its ongoing charge (TER) is 0.18% a year — about €18 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested, and over the last year it paid out roughly 3.79% (its trailing yield).

It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. Its price has swung about 62.8% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2018. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from iShares.)