UBS MSCI ACWI Universal UCITS ETF hCHF acc

What this fund is

UBS MSCI ACWI Universal UCITS ETF hCHF acc is an exchange-traded fund (ETF) from UBS, traded under the ticker AWESGS (ISIN IE00BDQZN774). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread broadly across markets worldwide. It follows the MSCI ACWI index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include NVIDIA CORP, APPLE INC and MICROSOFT CORP. By geography it is weighted towards ~19.3% United States, ~2.6% Taiwan and ~2.4% South Korea.

By industry it concentrates most in ~18.9% Technology and ~3.3% Communication Services. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.26% a year — about €26 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in CHF.

Its price has swung about 12.8% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2017. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)