Invesco US Treasury Bond 1-3 Year UCITS ETF Acc

Invesco US Treasury Bond 1-3 Year UCITS ETF Acc is an exchange-traded fund (ETF) from Invesco, traded under the ticker TR3A (ISIN IE00BF2FNH52). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about lending to governments and companies in return for regular interest, which tends to be steadier than shares but grows more slowly, spread across its target market. Rather than a manager picking stocks, it simply replicates the Bloomberg US Treasury 1-3 Year Index index — the passive, low-cost approach, and its largest holdings include US TSY N/B 3.5% 31/01/28, US TSY N/B 4.25% 30/06/29 and US TSY N/B 4.125% 30/06/28. It holds around 97 positions (the ten largest ≈ 14.5%), spreading risk so no single holding decides your outcome. By geography it is weighted towards ~99.8% United States. By industry it concentrates most in ~99.8% Government. Funds like this are often used as the steadier, lower-swing part of a portfolio — the ballast that cushions the ups and downs of shares. Its ongoing charge (TER) is 0.06% a year — about €6 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. On the standard KID risk scale it is rated 2 out of 7 and its price has swung about 5.3% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2024, and its KID suggests a holding period of 3 years. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from Invesco.)