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S&P 500 UCITS ETF

Vanguard · IE00BFMXXD54

S&P 500 UCITS ETF is an exchange-traded fund (ETF) from Vanguard, traded under the ticker VUAA (ISIN IE00BFMXXD54). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It passively tracks the S&P 500 index — mirroring that market instead of paying a manager to pick winners, which keeps costs low. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.07% a year — about €7 a year on a €10,000 holding, taken automatically from the fund. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors. On the standard KID risk scale it is rated 6 out of 7 and its price has swung about 15.7% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2019, and its KID suggests a holding period of 5 years. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from Vanguard.)

· Tracks the S&P 500 index ?
Equity ?Accumulating ?Physical ?Ireland ?
Low yearly feeReinvests dividendsOwns the shares directlyUnited States
Fund size (AUM) ?
€0
Risk level (SRI) ?
6 / 7 · High
1-year return ?
+21.3%
Price Return · to 2026-07-17
Yearly fee (TER) ?
0.07%
All-in cost ≈ 0.07%

About this fund

What you own

The S&P 500 index is the benchmark this fund aims to copy.

Dividends

The fund automatically reinvests dividends back into itself, so your holding grows without cash payouts.

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Rolling the dividends straight back in means your money compounds automatically, with nothing for you to reinvest by hand. The flip side is there is no cash income; the growth simply shows up as a higher fund value. Note that reinvested dividends can still be taxable in some countries even though you never receive the cash — the rules depend on where you live.

How it works

The fund actually buys every share in the index it tracks (full replication).

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Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.07%Yearly fee (TER)
0.07%All-in cost

The yearly running cost of the fund, shown as a % of your money. €0.20 per €100 a year at 0.20%. Lower is cheaper.

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It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?
S&P 500
Replication ?
Physical
Full — buys every share
Regulation ?
UCITS
Yes
Launched
May 2019
7-year track record
Recommended holding period
5 years

Performance

99.499.699.799.9100202520252025

Growth of $100 invested — both lines start at $100.

S&P 500 UCITS ETF Average S&P 500 ETF (funds we track) ?

Compared with the average fund tracking the same index — our own data, not the licensed index itself.

YTD+9.6%
1 year+21.3%
3 years+19.5%

Return, year by year

-16.0
+24.9
+25.7
+18.1
'22'23'24'25
3 of 4 up yearsBest: 2024 +25.7%Worst: 2022 -16.0%Calendar-year total returns, in USD

How bumpy has it been?

15.7%
Volatility (1y) ?
How much the price swings year to year — lower is calmer.
-18.1%
Worst drop (3y) ?
The biggest fall from a peak over the last three years.
0.76
Return for the risk (3y) ?
Reward earned per unit of bumpiness.

The bigger picture

+85.1%
Since inception
Total growth since launch — about +13.1% a year.
+39.4%
Best 12 months
The strongest one-year stretch on record.
-17.9%
Worst 12 months
The weakest one-year stretch on record.
-23.9%
Worst fall on record ?
It clawed back in about 14 months.

Where to buy this fund

Set from your language & location — change it if it's wrong.

Where it trades

ExchangeTickerCurrency
LSEVUAAUSD★ Primary
EUR listings
Borsa ItalianaVUAAEUR
FrankfurtVUAAEUR
USD listings
B3VUAADUSD
B3VUAGLUSD
B3VUAAMUSD
B3VUAALUSD
B4VUAAGBPUSD
BQVUAAMUSD
E1VUAAUSDUSD
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E1VUAAEURUSD
EBVUAALUSD
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EBVUAGLUSD
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PEVUAAUSD
POVUAGLUSD
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PQVGFPFUSD
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THVUAAUSD
USVGFPFUSD
UVVGFPFUSD
X2VUAAGBPUSD
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XXVUAAGBPUSD
XXVUAAUSDUSD
XZVUAAEURUSD
XZVUAAGBPUSD
XZVUAAUSDUSD
For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

How it ranks vs peers

🪙 Cheaper than 88% of similar ETFs💰 All-in cost cheaper than 90%📈 Higher 1-yr return than 68%📈 Higher 3-yr return than 76%📊 Beat its category by 1.4% (1-yr) (category average +19.9%)📊 Beat its category by 3.6% (3-yr) (category average +15.8%)

Versus the Equity (stocks) · United States · USD ETFs we track.

Advanced risk

1.18
Sortino (3y) ?
1.08
Calmar (3y) ?
10.2%
Downside deviation ?
75%
Up months (hit rate) ?
$146.96
52-week high ?
$119.68
52-week low ?

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 United States stocks
Compare side by side
6 similar funds
S&P 500 UCITS ETFVanguardYou're viewingState Street® SPDR® S&P 500® ETF TrustSPDRBroader matchiShares Core S&P 500 UCITS ETFiSharesSame indexiShares Core S&P 500 UCITS ETFiSharesSame indexState Street® SPDR® Portfolio S&P 500® ETFSPDRBroader matchiShares Core S&P 500 UCITS ETFiSharesSame indexSchwab U.S. Dividend Equity ETFSchwabBroader match
Why it's similarThis is the fund on this page.
StocksPhysical
Tracks a different index in the same category.
Same indexPhysical
Same indexAccumulatingPhysical
StocksPhysicalCheaper fee
Tracks a different index in the same category.
Same indexAccumulatingPhysical
StocksPhysicalCheaper fee
Tracks a different index in the same category.
Index trackedS&P 500S&P 500 IndexS&P 500S&P 500S&P 500 IndexS&P 500
Yearly fee (TER)0.07%0.09%0.10%0.10%0.02%0.07%0.06%
All-in cost0.07%0.00%0.10%0.00%0.00%0.07%0.00%
Fund size€0€686.6B€180.5B€154.3B€139.3B€134B€88.2B
DomicileIrelandUnited StatesIrelandIrelandUnited StatesIrelandUnited States
ReplicationPhysical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)
3-yr return p.a.+19.5%+18.3%+17.4%+18.3%+19.4%+10.2%
5-yr return p.a.+11.5%+10.4%+11.5%+12.8%+5.5%
# holdings505511511508511103

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Data as of 2026-07-17 · Source: issuer data, compiled by Finance Hamster

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