🇩🇪 🇦🇹 🇨🇭 🇫🇷 🇧🇪 🇪🇸 🇮🇹 🇳🇱 🇨🇿 🇮🇪 Available in 10 markets

Germany All Cap UCITS ETF is an exchange-traded fund (ETF) from Vanguard, traded under the ticker VGER (ISIN IE00BG143G97). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, focused on the European market. It passively tracks the FTSE Germany All Cap Index index — mirroring that market instead of paying a manager to pick winners, which keeps costs low. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.07% a year — about €7 a year on a €10,000 holding, taken automatically from the fund. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors. On the standard KID risk scale it is rated 6 out of 7 and its price has swung about 15.1% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2018, and its KID suggests a holding period of 5 years. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from Vanguard.)