iShares MSCI USA CTB Enhanced ESG UCITS ETF

What this fund is

iShares MSCI USA CTB Enhanced ESG UCITS ETF is an exchange-traded fund (ETF) from iShares, traded under the ticker EEDS (ISIN IE00BHZPJ890). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It passively tracks the MSCI USA index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include APPLE INC, NVIDIA CORP and MICROSOFT CORP. Spread across roughly 484 holdings (the ten largest ≈ 36.2%), no one position makes or breaks the fund.

Its biggest country exposures are ~99.8% United States, ~0.2% Ireland and ~0% United Kingdom. Its heaviest sectors are ~36.3% Technology and ~12.3% Financials. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.07% a year — about €7 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is paid out to you as cash (a distributing share class), and over the last year it paid out roughly 0.840209% (its trailing yield).

It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. Its price has swung about 12.5% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2019. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from iShares.)