UBS MSCI ACWI SF UCITS ETF USD Ukdis

What this fund is

UBS MSCI ACWI SF UCITS ETF USD Ukdis is an exchange-traded fund (ETF) from UBS, traded under the ticker ACWUKD (ISIN IE00BJXFZ989). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread broadly across markets worldwide. It follows the MSCI ACWI index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down.

Funds like this are commonly chosen by investors who want a regular cash income stream rather than reinvesting everything for growth. Its ongoing charge (TER) is 0.21% a year — about €21 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is paid out to you as cash (a distributing share class), and over the last year it paid out roughly 0.3% (its trailing yield). It tracks its index through a swap agreement rather than owning every holding (synthetic replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD.

Its price has swung about 12.4% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2019. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)