UBS MSCI USA Socially Responsible UCITS ETF hGBP dis

UBS MSCI USA Socially Responsible UCITS ETF hGBP dis is an exchange-traded fund (ETF) from UBS, traded under the ticker SRUG (ISIN IE00BJXT3H40). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI USA Socially Responsible index — the passive, low-cost approach, and its largest holdings include ADVANCED MICRO DEVICES, TESLA INC and MICROSOFT CORP. By geography it is weighted towards ~38.6% United States. Its heaviest sectors are ~27.1% Technology and ~4.6% Consumer Discretionary. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.22% a year — about €22 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested, and over the last year it paid out roughly 0.77% (its trailing yield). It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in GBP. Its price has swung about 14.1% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2020. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)