iShares MSCI EMU Paris-Aligned Climate UCITS ETF

What this fund is

iShares MSCI EMU Paris-Aligned Climate UCITS ETF is an exchange-traded fund (ETF) from iShares, traded under the ticker EMPC (ISIN IE00BL6K8D99). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It follows the MSCI Emu Paris-aligned Climate index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include ASML HOLDING NV, SCHNEIDER ELECTRIC and ALLIANZ. With about 206 holdings (the ten largest ≈ 32.8%), your money is diversified rather than concentrated in a handful of names.

Its biggest country exposures are ~26.2% France, ~22.4% Germany and ~18.2% Netherlands. By industry it concentrates most in ~27.1% Financials and ~21.9% Industrials. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.15% a year — about €15 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything.

It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. Its price has swung about 14.2% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2021. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from iShares.)