UBS S&P Dividend Aristocrats ESG Elite UCITS ETF hEUR dis

What this fund is

UBS S&P Dividend Aristocrats ESG Elite UCITS ETF hEUR dis is an exchange-traded fund (ETF) from UBS, traded under the ticker GLDVDE (ISIN IE00BM9TV208). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the S&P Dividend Aristocrats ESG Elite index — the passive, low-cost approach, and its largest holdings include LEGAL & GENERAL GROUP PLC, WILEY (JOHN) & SONS-CLASS A and FRANKLIN RESOURCES INC. By geography it is weighted towards ~10.8% United States, ~3.5% United Kingdom and ~1.6% Canada.

By industry it concentrates most in ~5.1% Financials and ~4.9% Communication Services. Funds like this are commonly chosen by investors who want a regular cash income stream rather than reinvesting everything for growth. Its ongoing charge (TER) is 0.33% a year — about €33 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR.

Its price has swung about 12.7% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2021. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)