Invesco MSCI Pacific Ex Japan Universal Screened UCITS ETF Acc

What this fund is

Invesco MSCI Pacific Ex Japan Universal Screened UCITS ETF Acc is an exchange-traded fund (ETF) from Invesco, traded under the ticker ESPJ (ISIN IE00BMDBMT65). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. At its core it is a focused, thematic fund: it concentrates on the financials part of the market, so it lives or dies by that one area rather than the economy as a whole. Underneath, it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't. It follows the MSCI Pacific ex Japan Universal Select Business Screens Index index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include DBS GROUP HOLDINGS LTD NPV, NATIONAL AUSTRALIA BANK LTD NPV and COMMONWEALTH BANK OF AUSTRAL NPV.

It holds around 87 positions (the ten largest ≈ 47.4%), spreading risk so no single holding decides your outcome. Geographically it leans ~62.9% Australia, ~17.8% Singapore and ~13.9% Hong Kong. Its heaviest sectors are ~50.8% Financials and ~12% Materials. A focused fund like this is typically held as a smaller 'satellite' position around a broader core — a way to lean into one theme, not usually a portfolio's only holding. Its ongoing charge (TER) is 0.19% a year — about €19 a year on a €10,000 holding, taken automatically from the fund; counting the trading costs inside the fund, the all-in figure is around 0.25%.

Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. On the standard KID risk scale it is rated 4 out of 7 and its price has swung about 11.5% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2021, and its KID suggests a holding period of 5 years. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from Invesco.)