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Xtrackers MSCI EMU ESG UCITS ETF 1C

Xtrackers · IE00BNC1G699

Xtrackers MSCI EMU ESG UCITS ETF 1C is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker XZEZ (ISIN IE00BNC1G699). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI EMU Low Carbon SRI Selection Index index — the passive, low-cost approach, and its largest holdings include ASML HOLDING NV, ALLIANZ and SCHNEIDER ELECTRIC. With about 101 holdings (the ten largest ≈ 49%), your money is diversified rather than concentrated in a handful of names. Geographically it leans ~31.6% France, ~28.7% Netherlands and ~20.6% Germany. Its heaviest sectors are ~28.5% Financials and ~20.3% Technology. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.2% a year — about €20 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. On the standard KID risk scale it is rated 6 out of 7 and its price has swung about 15.8% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2021. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from Xtrackers.)

· Tracks the MSCI EMU Low Carbon SRI Selection Index index ?

Equity ?Accumulating ?Physical ?Ireland ?

Low yearly feeReinvests dividendsOwns the shares directlyEurozoneConcentrated in a few names

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Fund size (AUM) ?

€0

Risk level (SRI) ?

6 / 7 · High

1-year return ?

+9.3%

Price Return · to 2026-07-17

Yearly fee (TER) ?

0.20%

All-in cost ≈ 0.20%

About this fund

What you own

The MSCI EMU Low Carbon SRI Selection Index index is the benchmark this fund aims to copy. By holding it, this fund gives you a stake in around 101 companies across Eurozone in a single purchase.

Dividends

The fund automatically reinvests dividends back into itself, so your holding grows without cash payouts.

Rolling the dividends straight back in means your money compounds automatically, with nothing for you to reinvest by hand. The flip side is there is no cash income; the growth simply shows up as a higher fund value. Note that reinvested dividends can still be taxable in some countries even though you never receive the cash — the rules depend on where you live.

How it works

The fund actually buys every share in the index it tracks (full replication).

Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.20%Yearly fee (TER)

0.20%All-in cost

The yearly running cost of the fund, shown as a % of your money. €0.20 per €100 a year at 0.20%. Lower is cheaper.

It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?

MSCI EMU Low Carbon SRI Selection Index

Replication ?

Physical

Full — buys every share

Regulation ?

UCITS

Yes

Launched

2021

5-year track record

Performance

Growth of €100 invested — both lines start at €100.

Xtrackers MSCI EMU ESG UCITS ETF 1C Average MSCI EMU Low Carbon SRI Selection Index ETF (funds we track) ?

Compared with the average fund tracking the same index — our own data, not the licensed index itself.

YTD+9.9%

1 year+9.3%

3 years+10.3%

Return, year by year

-19.6

+10.9

+13.8

+8.6

'22'23'24'25

3 of 4 up yearsBest: 2024 +13.8%Worst: 2022 -19.6%Calendar-year total returns, in EUR

How bumpy has it been?

15.8%

Volatility (1y) ?

How much the price swings year to year — lower is calmer.

-17.0%

Worst drop (3y) ?

The biggest fall from a peak over the last three years.

0.71

Return for the risk (3y) ?

Reward earned per unit of bumpiness.

The bigger picture

+27.5%

Since inception

Total growth since launch — about +5.0% a year.

+29.3%

Best 12 months

The strongest one-year stretch on record.

-33.3%

Worst 12 months

The weakest one-year stretch on record.

-35.5%

Worst fall on record ?

It clawed back in about 20 months.

What's inside

By sector ?

Financials28.5%

Technology20.3%

Industrials17.9%

Consumer Discretionary7.9%

Health Care7.2%

Consumer Staples7.1%

Materials5.8%

Communication Services2.8%

Other / not shown2.5%

By country ?

FRFrance31.6%

NLNetherlands28.7%

DEGermany20.6%

ESSpain4.6%

ITItaly3.5%

BEBelgium3.4%

Other / not shown7.5%

The 10 biggest holdings make up 49.0% of the fund — the rest is spread across roughly 91 more companies.

Top 10 holdings

#	Company	Weight
1	ASML HOLDING NV	15.3%
2	ALLIANZ	5.4%
3	SCHNEIDER ELECTRIC	5.3%
4	SAP	5.0%
5	LAIR LIQUIDE SOCIETE ANONYME POUR	3.8%
6	BNP PARIBAS SA	3.5%
7	LOREAL SA	3.2%
8	ING GROEP NV	2.8%
9	AXA SA	2.4%
10	MUENCHENER RUECKVERSICHERUNGS-GESE	2.2%

Where to buy this fund

Where it trades

Exchange	Ticker	Currency
SIX	XZEZ	CHF	★ Primary
B3	XZEZL	EUR
B3	XZEZM	EUR
B3	XZEZZ	EUR
Borsa Italiana	XZEZ	EUR
E1	XZEZGBP	EUR
E1	XZEZEUR	EUR
E1	XZEZCHF	EUR
EP	XZEZCHF	EUR
EP	XZEZEUR	EUR
EU	XZEZGBP	EUR
EU	XZEZEUR	EUR
EU	XZEZCHF	EUR
EZ	XZEZCHF	EUR
EZ	XZEZEUR	EUR
Frankfurt	XZEZ	EUR
GD	XZEZ	EUR
GF	XZEZ	EUR
GM	XZEZ	EUR
GS	XZEZ	EUR
GT	XZEZ	EUR
GZ	XZEZ	EUR
L1	XZEZZ	EUR
L1	XZEZM	EUR
L1	XZEZL	EUR
L3	XZEZZ	EUR
L3	XZEZM	EUR
LA	XZEZ	EUR
LU	XZEZ	EUR
PO	XZEZM	EUR
PO	XZEZZ	EUR
PO	XZEZL	EUR
QT	XZEZ	EUR
SE	XZEZ	EUR
TH	XZEZ	EUR
X1	XZEZEUR	EUR
X1	XZEZGBP	EUR
X2	XZEZEUR	EUR
X2	XZEZGBP	EUR
X9	XZEZEUR	EUR
X9	XZEZGBP	EUR
XA	XZEZGBP	EUR
XA	XZEZEUR	EUR
XA	XZEZCHF	EUR
XE	XZEZCHF	EUR
XE	XZEZEUR	EUR
XE	XZEZGBP	EUR
XF	XZEZGBP	EUR
XF	XZEZEUR	EUR
XF	XZEZCHF	EUR
XG	XZEZCHF	EUR
XG	XZEZEUR	EUR
XG	XZEZGBP	EUR
XH	XZEZGBP	EUR
XH	XZEZEUR	EUR
XH	XZEZCHF	EUR
XJ	XZEZCHF	EUR
XJ	XZEZEUR	EUR
XJ	XZEZGBP	EUR
XL	XZEZGBP	EUR
XL	XZEZEUR	EUR
XL	XZEZCHF	EUR
XO	XZEZCHF	EUR
XO	XZEZEUR	EUR
XO	XZEZGBP	EUR
XQ	XZEZGBP	EUR
XQ	XZEZEUR	EUR
XQ	XZEZCHF	EUR
XS	XZEZCHF	EUR
XS	XZEZEUR	EUR
XS	XZEZGBP	EUR
XT	XZEZCHF	EUR
XU	XZEZCHF	EUR
XU	XZEZEUR	EUR
XU	XZEZGBP	EUR
XV	XZEZGBP	EUR
XV	XZEZEUR	EUR
XV	XZEZCHF	EUR
XW	XZEZCHF	EUR
XW	XZEZEUR	EUR
XW	XZEZGBP	EUR
XX	XZEZGBP	EUR
XX	XZEZEUR	EUR
XX	XZEZCHF	EUR
XZ	XZEZCHF	EUR
XZ	XZEZEUR	EUR
XZ	XZEZGBP	EUR

For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-07-17 · the fund's own published holdings.

#	Company	Weight
1	ASML HOLDING NV	15.3%
2	ALLIANZ	5.4%
3	SCHNEIDER ELECTRIC	5.3%
4	SAP	5.0%
5	LAIR LIQUIDE SOCIETE ANONYME POUR	3.8%
6	BNP PARIBAS SA	3.5%
7	LOREAL SA	3.2%
8	ING GROEP NV	2.8%
9	AXA SA	2.4%
10	MUENCHENER RUECKVERSICHERUNGS-GESE	2.2%
11	VINCI SA	2.1%
12	PROSUS NV CLASS N	1.8%
13	ESSILORLUXOTTICA SA	1.7%
14	SOCIETE GENERALE SA	1.7%
15	ARGENX	1.7%
16	DEUTSCHE POST AG	1.7%
17	DEUTSCHE BOERSE AG	1.5%
18	CAIXABANK SA	1.5%
19	HERMES INTERNATIONAL	1.5%
20	PRYSMIAN	1.4%
21	FERRARI NV	1.4%
22	LEGRAND SA	1.3%
23	GENERALI	1.2%
24	UCB SA	1.1%
25	KONINKLIJKE AHOLD DELHAIZE NV	1.1%
26	ADIDAS N AG	1.0%
27	FERROVIAL NV	1.0%
28	KBC GROEP NV	0.9%
29	AMADEUS IT GROUP SA	0.8%
30	AIB GROUP PLC	0.8%
31	SAMPO CLASS A	0.8%
32	AERCAP HOLDINGS NV	0.7%
33	AENA SME SA	0.7%
34	PUBLICIS GROUPE SA	0.7%
35	NN GROUP NV	0.7%
36	KERING SA	0.7%
37	MERCK	0.7%
38	UNIVERSAL MUSIC GROUP NV	0.7%
39	COCA COLA EUROPACIFIC PARTNERS PLC	0.6%
40	KONINKLIJKE KPN NV	0.6%
41	FRESENIUS SE AND CO KGAA	0.6%
42	BANK OF IRELAND GROUP PLC	0.6%
43	KONE CORP CLASS B	0.6%
44	CREDIT AGRICOLE SA	0.6%
45	VONOVIA	0.5%
46	BANCO DE SABADELL	0.5%
47	TERNA RETE ELETTRICA NAZIONALE	0.5%
48	DSM FIRMENICH AG	0.5%
49	EDP ENERGIAS DE PORTUGAL SA	0.5%
50	KERRY GROUP PLC	0.5%
51	WOLTERS KLUWER NV	0.4%
52	CELLNEX TELECOM	0.4%
53	BAWAG GROUP AG	0.4%
54	UPM-KYMMENE	0.4%
55	KINGSPAN GROUP PLC	0.4%
56	SYMRISE AG	0.4%
57	MONCLER	0.4%
58	HENKEL & KGAA PREF AG	0.4%
59	BOUYGUES SA	0.4%
60	AGEAS SA	0.4%
61	CARREFOUR SA	0.3%
62	AKZO NOBEL NV	0.3%
63	AEGON LTD	0.3%
64	EIFFAGE SA	0.3%
65	BUREAU VERITAS SA	0.3%
66	REXEL SA	0.3%
67	ORION CLASS B	0.3%
68	EUROFINS SCIENTIFIC	0.3%
69	QIAGEN NV	0.2%
70	BEIERSDORF AG	0.2%
71	ACCIONA SA	0.2%
72	HENKEL AG	0.2%
73	BRENNTAG	0.2%
74	ELIA GROUP SA	0.2%
75	REDEIA CORPORACION SA	0.2%
76	GROUPE BRUXELLES LAMBERT NV	0.2%
77	SARTORIUS PREF AG	0.2%
78	IPSEN SA	0.2%
79	ZALANDO	0.2%
80	KESKO CLASS B	0.2%
81	ELISA	0.2%
82	ALSTOM SA	0.2%
83	SARTORIUS STEDIM BIOTECH SA	0.2%
84	STORA ENSO CLASS R	0.2%
85	SCOUT24 N	0.2%
86	JERONIMO MARTINS SA	0.2%
87	LOTUS BAKERIES NV	0.2%
88	GETLINK	0.2%
89	SYENSQO NV	0.2%
90	EDP RENEWABLES SA	0.2%
91	SODEXO SA	0.1%
92	INPOST SA	0.1%
93	AYVENS SA	0.1%
94	AEROPORTS DE PARIS SA	0.1%
95	DIETEREN GROUP SA	0.1%
96	SOFINA SA	0.1%
97	GECINA SA	0.1%
98	BIOMERIEUX SA	0.1%
99	CVC CAPITAL PARTNERS PLC	0.1%
100	EURO CURRENCY	0.0%
101	US DOLLAR	0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 33% of similar ETFs💰 All-in cost cheaper than 25%📈 Higher 1-yr return than 36%📈 Higher 3-yr return than 38%📊 Behind its category by 2.9% (1-yr) (category average +12.2%)📊 Beat its category by 0.3% (3-yr) (category average +10.0%)

Versus the Equity (stocks) · Eurozone · CHF ETFs we track.

Advanced risk

1.01

Sortino (3y) ?

0.61

Calmar (3y) ?

10.8%

Downside deviation ?

50%

Up months (hit rate) ?

€83.89

52-week high ?

€68.98

52-week low ?

Concentration depth

~24 ?

Effective number of holdings

Roughly 101 companies are held, but the largest names carry most of the weight — so it behaves like ~24 equal-sized positions.

Tilt vs a world tracker

United States-72.1

France+29.2

Netherlands+27.2

Germany+18.4

Financials+12.2

Technology-8.9

Percentage points over / under a broad world-equity tracker (not a licensed benchmark).

Documents

📄 KID (PDF)

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 Eurozone stocks

Compare side by side

6 similar funds

	Xtrackers MSCI EMU ESG UCITS ETF 1CXtrackersYou're viewing	iShares Core MSCI EMU UCITS ETFiSharesBroader match	UBS Core MSCI EMU UCITS ETF hGBP disUBSBroader match	UBS Core MSCI EMU UCITS ETF hGBP accUBSBroader match	UBS Core MSCI EMU UCITS ETF hCHF accUBSBroader match	iShares Core MSCI EMU UCITS ETFiSharesBroader match	iShares Core MSCI EMU UCITS ETFiSharesBroader match
Why it's similar	This is the fund on this page.	StocksPhysicalCheaper fee Tracks a different index in the same category.	StocksPhysicalCheaper fee Tracks a different index in the same category.	StocksAccumulatingPhysicalCheaper fee Tracks a different index in the same category.	StocksAccumulatingPhysicalCheaper fee Tracks a different index in the same category.	StocksAccumulatingPhysicalCheaper fee Tracks a different index in the same category.	StocksPhysicalCheaper fee Tracks a different index in the same category.
Index tracked	MSCI EMU Low Carbon SRI Selection Index	MSCI EMU Index	MSCI EMU	MSCI EMU	MSCI EMU	MSCI Emu	MSCI Emu
Yearly fee (TER)	0.20%	0.12%	0.12%	0.12%	0.12%	0.12%	0.12%
All-in cost	0.20%	0.12%	0.00%	0.00%	0.00%	0.00%	0.00%
Fund size	€0	€9.1B	€8.7B	€8.7B	€8.1B	€7.9B	€7.9B
Domicile	Ireland	Ireland	LU	LU	LU	Ireland	Ireland
Replication	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)
3-yr return p.a.	+10.3%	+14.9%	+14.5%	+17.7%	+13.5%	+19.9%	+15.2%
5-yr return p.a.		+9.9%	+9.5%	+12.4%	+9.3%	+10.6%	+8.6%
# holdings	101	230	10	10	10	230	230

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Data as of 2026-07-17 · Source: issuer data, compiled by Finance Hamster

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