UBS Factor MSCI USA Prime Value Screened UCITS ETF hEUR acc

What this fund is

UBS Factor MSCI USA Prime Value Screened UCITS ETF hEUR acc is an exchange-traded fund (ETF) from UBS, traded under the ticker 0Y7G (ISIN IE00BWT3KL42). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It follows the MSCI USA Prime Value Screened index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include APPLIED MATERIALS INC, LAM RESEARCH CORP and CATERPILLAR INC. Geographically it leans ~29.6% United States.

By industry it concentrates most in ~18.5% Technology and ~5.1% Health Care. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.28% a year — about €28 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR.

Its price has swung about 12.3% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2015. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)