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State Street® SPDR® MSCI World Financials UCITS ETF

SPDR · IE00BYTRR970

State Street® SPDR® MSCI World Financials UCITS ETF is an exchange-traded fund (ETF) from SPDR, traded under the ticker WFIN (ISIN IE00BYTRR970). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. At its core it is a focused, thematic fund: it concentrates on the financials part of the…

· Tracks the MSCI World Financials 35/20 Capped Index index ?
Equity ?Accumulating ?Physical ?Ireland ?
Mid-range feeReinvests dividendsOwns the shares directlyGlobal
Fund size (AUM) ?
€289.4M
Risk level (SRI) ?
4 / 7 · Medium
1-year return ?
+23.6%
Price Return · to 2026-07-15
Yearly fee (TER) ?
0.30%
All-in cost ≈ 0.32%

About this fund

What you own

The MSCI World Financials 35/20 Capped Index index is the benchmark this fund aims to copy. By holding it, this fund gives you a stake in around 231 companies across Global in a single purchase.

Dividends

The fund automatically reinvests dividends back into itself, so your holding grows without cash payouts.

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Rolling the dividends straight back in means your money compounds automatically, with nothing for you to reinvest by hand. The flip side is there is no cash income; the growth simply shows up as a higher fund value. Note that reinvested dividends can still be taxable in some countries even though you never receive the cash — the rules depend on where you live.

How it works

The fund actually buys every share in the index it tracks (full replication).

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Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.30%Yearly fee (TER)
0.32%All-in cost

The yearly running cost of the fund, shown as a % of your money. Lower is cheaper.

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For example, a 0.20% fee works out at €0.20 a year for every €100 invested — that’s a generic illustration of the mechanic, not this fund’s own fee. It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?
MSCI World Financials 35/20 Capped Index
Replication ?
Physical
Full — buys every share
Regulation ?
UCITS
Yes
Launched
Feb 2009
17-year track record
Recommended holding period
5 years

Performance

91.8122151181211202320252026

Growth of $100 invested — the line starts at $100.

State Street® SPDR® MSCI World Financials UCITS ETF

End-of-day prices, rebased to a common start so the shapes are comparable. Past performance does not predict future results.

YTD+11.1%
1 year+23.6%
3 years+26.5%

Return, year by year

+29.6
+27.2
'24'25
2 of 2 up yearsBest: 2024 +29.6%Worst: 2025 +27.2%Calendar-year total returns, in USD

How bumpy has it been?

42.6%
Volatility (1y) ?
How much the price swings year to year — lower is calmer.
-7.8%
Worst drop (3y) ?
The biggest fall from a peak over the last three years.

The bigger picture

+102.7%
Since inception
Total growth since launch — about +26.3% a year.
-7.8%
Worst fall on record ?
It clawed back in about 3 months.

What's inside

By sector ?

Financials100.0%
Industrials0.0%

The 10 biggest holdings make up 30.6% of the fund — the rest is spread across roughly 221 more companies.

Top 10 holdings

#CompanyWeight
1JPMorgan Chase & Co.6.3%
2Berkshire Hathaway Inc. Class B4.6%
3Visa Inc. Class A4.1%
4Mastercard Incorporated Class A3.1%
5Bank of America Corp2.8%
6HSBC Holdings Plc2.3%
7Goldman Sachs Group Inc.2.0%
8Royal Bank of Canada1.9%
9Wells Fargo & Company1.8%
10Morgan Stanley1.7%

Where to buy this fund

Set from your language & location — change it if it's wrong.

Where it trades

ExchangeTickerCurrency
LSEWFINUSD★ Primary
CHF listings
SIXWFINCHF
SIXSS43CHF
EUR listings
Borsa ItalianaWFINEUR
Euronext AmsterdamWFINEUR
FrankfurtSS43EUR
USD listings
B2WFINUSD
B2WFINEURUSD
B3FNCWLUSD
B3WFINZUSD
B3WFINMUSD
B3WFINLUSD
B3WFINAUSD
B4WFINEURUSD
B4WFINUSDUSD
BWSS43USD
E1WFINGBXUSD
E1WFINUSDUSD
E1WFINEURUSD
EBWFINZUSD
EBWFINLUSD
EBFNCWLUSD
EBWFINAUSD
EOWFINUSDUSD
EOWFINEURUSD
EPWFINEURUSD
EPWFINUSDUSD
EUWFINUSDUSD
EUWFINGBXUSD
EUWFINEURUSD
EZWFINEURUSD
EZWFINUSDUSD
GDSS43USD
GHSS43USD
GMSS43USD
GZSS43USD
I2WFINAUSD
IXWFINZUSD
IXWFINLUSD
IXWFINAUSD
IXFNCWLUSD
L1WFINZUSD
L1WFINMUSD
L1WFINLUSD
L1WFINAUSD
L1FNCWLUSD
L3WFINZUSD
L3WFINMUSD
L3WFINLUSD
L3WFINAUSD
L3FNCWLUSD
LASS43USD
London Stock ExchangeWFINUSD
LSEFNCWUSD
LUSS43USD
POWFINZUSD
POWFINMUSD
POWFINLUSD
POWFINAUSD
POFNCWLUSD
PQSSGFFUSD
QTSS43USD
QXWFINZUSD
QXWFINLUSD
QXFNCWLUSD
S1WFINAUSD
S1WFINZUSD
S2WFINMUSD
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S4WFINAUSD
SEWFINUSD
T2WFINEURUSD
T2WFINUSDUSD
THSS43USD
USSSGFFUSD
UVSSGFFUSD
WTWFINUSDUSD
X2WFINUSDUSD
X2WFINGBXUSD
X2WFINEURUSD
X9WFINEURUSD
X9WFINUSDUSD
XAWFINEURUSD
XAWFINGBXUSD
XAWFINUSDUSD
XBWFINGBXUSD
XEWFINUSDUSD
XEWFINGBXUSD
XEWFINEURUSD
XFWFINEURUSD
XFWFINGBXUSD
XFWFINUSDUSD
XGWFINUSDUSD
XGWFINGBXUSD
XGWFINEURUSD
XHWFINEURUSD
XHWFINGBXUSD
XHWFINUSDUSD
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XJWFINUSDUSD
XLWFINUSDUSD
XLWFINGBXUSD
XLWFINEURUSD
XOWFINEURUSD
XOWFINGBXUSD
XOWFINUSDUSD
XSWFINUSDUSD
XSWFINGBXUSD
XSWFINEURUSD
XTWFINEURUSD
XUWFINEURUSD
XUWFINGBXUSD
XUWFINUSDUSD
XVWFINUSDUSD
XVWFINGBXUSD
XVWFINEURUSD
XWWFINEURUSD
XWWFINGBXUSD
XWWFINUSDUSD
XXWFINEURUSD
XXWFINGBXUSD
XXWFINUSDUSD
For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-07-15 · the fund's own published holdings.

#CompanyWeight
1JPMorgan Chase & Co.6.3%
2Berkshire Hathaway Inc. Class B4.6%
3Visa Inc. Class A4.1%
4Mastercard Incorporated Class A3.1%
5Bank of America Corp2.8%
6HSBC Holdings Plc2.3%
7Goldman Sachs Group Inc.2.0%
8Royal Bank of Canada1.9%
9Wells Fargo & Company1.8%
10Morgan Stanley1.7%
11Mitsubishi UFJ Financial Group Inc.1.6%
12Citigroup Inc.1.5%
13Banco Santander S.A.1.4%
14Toronto-Dominion Bank1.3%
15Allianz SE1.3%
16Commonwealth Bank of Australia1.3%
17Charles Schwab Corp1.2%
18American Express Company1.2%
19UBS Group AG1.1%
20BlackRock Inc.1.1%
21Banco Bilbao Vizcaya Argentaria S.A.1.1%
22Sumitomo Mitsui Financial Group Inc.1.0%
23Capital One Financial Corp0.9%
24UniCredit S.p.A.0.9%
25S&P Global Inc.0.9%
26Progressive Corporation0.8%
27DBS Group Holdings Ltd0.8%
28BNP Paribas S.A. Class A0.8%
29Mizuho Financial Group Inc.0.8%
30Bank of Montreal0.8%
31Chubb Limited0.8%
32Zurich Insurance Group Ltd0.7%
33Intesa Sanpaolo S.p.A.0.7%
34Bank of New York Mellon Corp0.7%
35Canadian Imperial Bank of Commerce0.7%
36Blackstone Inc.0.7%
37Bank of Nova Scotia0.7%
38ING Groep N.V.0.7%
39PNC Financial Services Group Inc.0.7%
40AIA Group Limited0.6%
41U.S. Bancorp0.6%
42CME Group Inc. Class A0.6%
43Barclays PLC0.6%
44Marsh & McLennan Companies Inc.0.6%
45Intercontinental Exchange Inc.0.6%
46Lloyds Banking Group plc0.6%
47National Australia Bank Limited0.6%
48Brookfield Corporation0.6%
49Tokio Marine Holdings Inc.0.6%
50Westpac Banking Corporation0.6%
51AXA SA0.5%
52Munchener Ruckversicherungs-Gesellschaft AG0.5%
53ANZ Group Holdings Limited0.5%
54Oversea-Chinese Banking Corporation Limited0.5%
55Moody's Corporation0.5%
56Travelers Companies Inc.0.5%
57Investor AB Class B0.5%
58NatWest Group Plc0.5%
59Manulife Financial Corporation0.5%
60Robinhood Markets Inc. Class A0.5%
61Deutsche Bank Aktiengesellschaft0.5%
62Aon Plc Class A0.5%
63KKR & Co Inc0.5%
64Allstate Corporation0.4%
65Macquarie Group Ltd.0.4%
66Arthur J. Gallagher & Co.0.4%
67National Bank of Canada0.4%
68Hong Kong Exchanges & Clearing Ltd.0.4%
69Truist Financial Corporation0.4%
70Nordea Bank Abp0.4%
71Deutsche Boerse AG0.4%
72Societe Generale SA Class A0.4%
73Aflac Incorporated0.4%
74Apollo Global Management Inc0.4%
75MetLife Inc.0.4%
76PayPal Holdings Inc.0.4%
77Standard Chartered PLC0.4%
78CaixaBank SA0.4%
79London Stock Exchange Group plc0.3%
80Swiss Re AG0.3%
81State Street Corporation0.3%
82Fifth Third Bancorp0.3%
83Ameriprise Financial Inc.0.3%
84Erste Group Bank AG0.3%
85Block Inc. Class A0.3%
86Assicurazioni Generali S.p.A.0.3%
87Sun Life Financial Inc.0.3%
88Nasdaq Inc.0.3%
89Prudential Financial Inc.0.3%
90MSCI Inc. Class A0.3%
91ORIX Corporation0.3%
92American International Group Inc.0.3%
93United Overseas Bank Limited0.3%
94Daiichi Life Group. Inc.0.3%
95Hartford Insurance Group Inc.0.3%
96M&T Bank Corporation0.3%
973i Group plc0.3%
98Interactive Brokers Group Inc. Class A0.2%
99Danske Bank A/S0.2%
100Bank Leumi Le-Israel B.M.0.2%
101Power Corporation of Canada0.2%
102MS&AD Insurance Group Holdings Inc.0.2%
103KBC Group N.V.0.2%
104Skandinaviska Enskilda Banken AB Class A0.2%
105Japan Post Bank Co. Ltd.0.2%
106Sompo HoldingsInc.0.2%
107Northern Trust Corporation0.2%
108Prudential plc0.2%
109Arch Capital Group Ltd.0.2%
110Huntington Bancshares Incorporated0.2%
111Willis Towers Watson Public Limited Company0.2%
112Intact Financial Corporation0.2%
113Raymond James Financial Inc.0.2%
114Coinbase Global Inc. Class A0.2%
115Bank Hapoalim BM0.2%
116Swedbank AB Class A0.2%
117Adyen NV0.2%
118Ares Management Corporation Class A0.2%
119Commerzbank AG0.2%
120Citizens Financial Group Inc.0.2%
121Resona Holdings Inc.0.2%
122Fairfax Financial Holdings Limited0.2%
123Swiss Life Holding AG0.2%
124Aviva plc0.2%
125Synchrony Financial0.2%
126Fiserv Inc.0.2%
127Nomura Holdings Inc.0.2%
128ABN AMRO Bank N.V. Depositary receipts0.2%
129Cboe Global Markets Inc0.2%
130LPL Financial Holdings Inc.0.2%
131DNB Bank ASA0.2%
132Sampo Oyj0.2%
133Banca Monte dei Paschi di Siena S.p.A.0.2%
134QBE Insurance Group Limited0.2%
135JAPAN POST HOLDINGS Co. Ltd.0.2%
136BPER Banca S.p.A.0.2%
137Cincinnati Financial Corporation0.2%
138Regions Financial Corporation0.2%
139Corpay Inc.0.2%
140Sumitomo Mitsui Trust Group Inc.0.2%
141AIB Group plc0.2%
142NN Group N.V.0.2%
143T. Rowe Price Group Inc.0.2%
144Legal & General Group Plc0.2%
145Global Payments Inc.0.2%
146BOC Hong Kong (Holdings) Limited0.1%
147Principal Financial Group Inc.0.1%
148KeyCorp0.1%
149Fidelity National Information Services Inc.0.1%
150Bank of Ireland Group Plc0.1%
151Credit Agricole SA0.1%
152SoFi Technologies Inc0.1%
153Banco de Sabadell SA0.1%
154Affirm Holdings Inc. Class A0.1%
155Markel Group Inc.0.1%
156Banco BPM SpA0.1%
157Partners Group Holding AG0.1%
158Brown & Brown Inc.0.1%
159Helvetia Baloise Holding AG0.1%
160Loews Corporation0.1%
161Svenska Handelsbanken AB Class A0.1%
162FinecoBank SpA0.1%
163First Citizens BancShares Inc. Class A0.1%
164Brookfield Asset Management Ltd. Class A0.1%
165Great-West Lifeco Inc.0.1%
166Julius Baer Gruppe AG0.1%
167EQT AB0.1%
168W. R. Berkley Corporation0.1%
169Daiwa Securities Group Inc.0.1%
170Annaly Capital Management Inc.0.1%
171Hannover Rueck SE0.1%
172Everest Group Ltd.0.1%
173Israel Discount Bank Limited Class A0.1%
174Singapore Exchange Ltd.0.1%
175iA Financial Corporation Inc.0.1%
176Suncorp Group Limited0.1%
177Euronext NV0.1%
178Pinnacle Financial Partners Inc.0.1%
179BAWAG Group AG0.1%
180Poste Italiane SpA0.1%
181Toast Inc. Class A0.1%
182Phoenix Financial Ltd0.1%
183Japan Exchange Group Inc.0.1%
184Insurance Australia Group Ltd0.1%
185Rocket Companies Inc. Class A0.1%
186ASR Nederland N.V.0.1%
187T&D Holdings Inc.0.1%
188Admiral Group plc0.1%
189Yokohama Financial Group Inc.0.1%
190Carlyle Group Inc0.1%
191Mizrahi Tefahot Bank Ltd0.1%
192Fidelity National Financial Inc. - FNF Group0.1%
193Aegon Ltd.0.1%
194TMX Group Ltd.0.1%
195Bankinter SA0.1%
196Tradeweb Markets Inc. Class A0.1%
197SBI Holdings Incorporated0.1%
198M&G Plc0.1%
199Washington H. Soul Pattinson and Company Limited0.1%
200ageas SA/NV0.1%
201Banco Comercial Portugues S.A.0.1%
202Wise Group plc Class A0.1%
203Raiffeisen Bank International AG0.1%
204Medibank Private Ltd.0.1%
205UNIPOL ASSICURAZIONI SPA0.1%
206Industrivarden AB Class C0.1%
207Chiba Bank Ltd.0.1%
208Corebridge Financial Inc.0.1%
209Infratil Limited0.1%
210ASX Limited0.1%
211Groupe Bruxelles Lambert SA0.1%
212Tryg A/S0.1%
213EXOR N.V.0.0%
214Talanx AG0.0%
215Erie Indemnity Company Class A0.0%
216Standard Life plc0.0%
217Harel Insurance Investments & Financial Services Ltd.0.0%
218Industrivarden AB Class A0.0%
219Amundi SA0.0%
220Futu Holdings Ltd. Sponsored ADR Class A0.0%
221Mitsubishi HC Capital Inc.0.0%
222IGM Financial Inc.0.0%
223Gjensidige Forsikring ASA0.0%
224Banque Cantonale Vaudoise0.0%
225Banca Mediolanum SpA0.0%
226JAPAN POST INSURANCE Co. Ltd.0.0%
227Mapfre SA0.0%
228Schroders PLC0.0%
229CVC Capital Partners plc0.0%
230L E Lundbergforetagen AB Class B0.0%
231Sofina SA0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 40% of similar ETFs💰 All-in cost cheaper than 36%📈 Higher 1-yr return than 63%📈 Higher 3-yr return than 92%📊 Behind its category by 0.3% (1-yr) (category average +23.8%)📊 Beat its category by 9.8% (3-yr) (category average +16.8%)

Versus the Equity (stocks) · Global · USD ETFs we track.

Advanced risk

1.14
Sortino (3y) ?
3.42
Calmar (3y) ?
21.5%
Downside deviation ?
73%
Up months (hit rate) ?
$103.47
52-week high ?
$87.68
52-week low ?

Concentration depth

~64 ?
Effective number of holdings

Roughly 231 companies are held, but the largest names carry most of the weight — so it behaves like ~64 equal-sized positions.

Tilt vs a world tracker

Financials+83.7
Technology-29.2
United States-20.6
Industrials-11.6
Health Care-9.3
Consumer Discretionary-9.0

Percentage points over / under a broad world-equity tracker (not a licensed benchmark).

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 Global stocks
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Index trackedMSCI World Financials 35/20 Capped IndexMSCI WorldMSCI WorldMSCI WorldMSCI WorldS&P Developed Ex-U.S. BMI IndexMSCI ACWI
Yearly fee (TER)0.30%0.30%0.30%0.20%0.20%0.03%0.20%
All-in cost0.32%0.30%0.00%0.00%0.20%0.00%0.00%
Fund size€289.4M€166B€146.5B€128.1B€127.6B€35.6B€30.7B
DomicileIrelandIrelandIrelandIrelandIrelandUnited StatesIreland
ReplicationPhysical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)Physical (full)
3-yr return p.a.+26.5%+16.8%+17.8%+18.3%+17.8%
5-yr return p.a.+9.7%+9.3%+11.3%+7.1%
# holdings2311,3561,3561,3561,3562,4591,738

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Data as of 2026-07-15 · Source: issuer data, compiled by Finance Hamster

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