UBS MSCI ACWI SF UCITS ETF hEUR Ukdis

What this fund is

UBS MSCI ACWI SF UCITS ETF hEUR Ukdis is an exchange-traded fund (ETF) from UBS, traded under the ticker 0Y8I (ISIN IE00BYVDRD78). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread broadly across markets worldwide. It follows the MSCI ACWI index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down.

Funds like this are commonly chosen by investors who want a regular cash income stream rather than reinvesting everything for growth. Its ongoing charge (TER) is 0.21% a year — about €21 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested, and over the last year it paid out roughly 1.46% (its trailing yield). It tracks its index through a swap agreement rather than owning every holding (synthetic replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR.

Its price has swung about 10.6% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2015. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)