iShares Ageing Population UCITS ETF

What this fund is

iShares Ageing Population UCITS ETF is an exchange-traded fund (ETF) from iShares, traded under the ticker AGED (ISIN IE00BYZK4669). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. At its core it is a focused, thematic fund: it concentrates on the other part of the market, so it lives or dies by that one area rather than the economy as a whole. Underneath, it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't. Its largest holdings include PHARMAESSENTIA CORP, ROBINHOOD MARKETS INC CLASS A and CYTOKINETICS INC.

With about 772 holdings (the ten largest ≈ 6%), your money is diversified rather than concentrated in a handful of names. By geography it is weighted towards ~2.4318e+08% New York Stock Exchange Inc., ~2.06189e+08% NASDAQ and ~5.12956e+07% Tokyo Stock Exchange. Its heaviest sectors are ~8.468e+08% Other and ~133000% Securitized. A focused fund like this is typically held as a smaller 'satellite' position around a broader core — a way to lean into one theme, not usually a portfolio's only holding. Its ongoing charge (TER) is 0.4% a year — about €40 a year on a €10,000 holding, taken automatically from the fund.

Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. Its price has swung about 60.9% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2016. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from iShares.)