iShares MSCI USA SRI UCITS ETF

What this fund is

iShares MSCI USA SRI UCITS ETF is an exchange-traded fund (ETF) from iShares, traded under the ticker 3SUR (ISIN IE00BZ173V67). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It passively tracks the MSCI USA index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include NVIDIA CORP, APPLIED MATERIAL INC and LAM RESEARCH CORP. With about 165 holdings (the ten largest ≈ 40%), your money is diversified rather than concentrated in a handful of names.

Geographically it leans ~99.8% United States and ~0.1% Ireland. By industry it concentrates most in ~37.4% Technology and ~12.8% Financials. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.23% a year — about €23 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested, and over the last year it paid out roughly 0.88% (its trailing yield).

It holds the underlying investments directly (physical replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. Its price has swung about 13.4% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2018. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from iShares.)