UBS MSCI ACWI SF UCITS ETF hCHF Ukdis

What this fund is

UBS MSCI ACWI SF UCITS ETF hCHF Ukdis is an exchange-traded fund (ETF) from UBS, traded under the ticker 0Y9J (ISIN IE00BZ2GTT26). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread broadly across markets worldwide. It passively tracks the MSCI ACWI index — mirroring that market instead of paying a manager to pick winners, which keeps costs low.

Funds like this are commonly chosen by investors who want a regular cash income stream rather than reinvesting everything for growth. Its ongoing charge (TER) is 0.21% a year — about €21 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested, and over the last year it paid out roughly 1.57% (its trailing yield). It tracks its index through a swap agreement rather than owning every holding (synthetic replication); it is domiciled in Ireland and UCITS-regulated, a European standard built to protect everyday investors and trades in CHF.

Its price has swung about 12.8% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2015. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)