Xtrackers Eurozone Government Bond 1 3 UCITS ETF 1C

Xtrackers Eurozone Government Bond 1 3 UCITS ETF 1C is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker X13E (ISIN LU0290356871). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about lending to governments and companies in return for regular interest, which tends to be steadier than shares but grows more slowly, spread across its target market. It follows the Markit iBoxx EUR Eurozone (DE ES FR IT NL) 1-3 Index index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include FRANCE (REPUBLIC OF), FRANCE (REPUBLIC OF) and FRANCE (REPUBLIC OF). Spread across roughly 34 holdings (the ten largest ≈ 52.6%), no one position makes or breaks the fund. Geographically it leans ~31.4% Germany, ~29.5% France and ~26.8% Italy. Its heaviest sectors are ~99.9% Government. Funds like this are often used as the steadier, lower-swing part of a portfolio — the ballast that cushions the ups and downs of shares. Its ongoing charge (TER) is 0.1% a year — about €10 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. On the standard KID risk scale it is rated 2 out of 7 and its price has swung about 1.5% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2007. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from Xtrackers.)