Xtrackers Cac 40 UCITS ETF 1D

Xtrackers Cac 40 UCITS ETF 1D is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker XCAC (ISIN LU0322250985). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It passively tracks the CAC 40 index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include SCHNEIDER ELECTRIC, TOTALENERGIES and LVMH. With about 44 holdings (the ten largest ≈ 60.1%), your money is diversified rather than concentrated in a handful of names. By geography it is weighted towards ~89.2% France, ~9.4% Netherlands and ~1.2% Luxembourg. Its heaviest sectors are ~30.4% Industrials and ~14.4% Financials. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.2% a year — about €20 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is paid out to you as cash (a distributing share class). It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. On the standard KID risk scale it is rated 6 out of 7 and its price has swung about 15.2% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2008. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from Xtrackers.)