Xtrackers MSCI Ac Asia Ex Japan ESG Swap UCITS ETF 1C

Xtrackers MSCI Ac Asia Ex Japan ESG Swap UCITS ETF 1C is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker XAXJ (ISIN LU0322252171). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI AC Asia ex Japan Low Carbon SRI Selection Capped Index index — the passive, low-cost approach, and its largest holdings include INTEL CORPORATION CORP, MICROSOFT CORP and UNITED PARCEL SERVICE INC CLASS B. With about 95 holdings (the ten largest ≈ 32.2%), your money is diversified rather than concentrated in a handful of names. By geography it is weighted towards ~64.3% United States, ~27% Japan and ~3.9% Germany. Its heaviest sectors are ~24.5% Technology and ~20.9% Industrials. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.65% a year — about €65 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. On the standard KID risk scale it is rated 6 out of 7 and its price has swung about 17.3% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2009. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from Xtrackers.)