Xtrackers Portfolio UCITS ETF 1C

Xtrackers Portfolio UCITS ETF 1C is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker XQUI (ISIN LU0397221945). In a single purchase you get a diversified basket of holdings rather than a stake in just one business. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Its largest holdings include Xtrackers MSCI AC World Screened UCITS ETF 1C, Xtrackers MSCI USA UCITS ETF 1C and Xtrackers iBoxx EUR Corporate Bond Yield Plus UCITS ETF 1D. With about 18 holdings (the ten largest ≈ 81.2%), your money is diversified rather than concentrated in a handful of names. By geography it is weighted towards ~71.2% Ireland and ~28.7% Luxembourg. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.7% a year — about €70 a year on a €10,000 holding, taken automatically from the fund; counting the trading costs inside the fund, the all-in figure is around 0.72%. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. On the standard KID risk scale it is rated 4 out of 7 and its price has swung about 11% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2008. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from Xtrackers.)