Xtrackers US Treasuries 1 3 UCITS ETF 1D

Xtrackers US Treasuries 1 3 UCITS ETF 1D is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker XUT3 (ISIN LU0429458895). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about lending to governments and companies in return for regular interest, which tends to be steadier than shares but grows more slowly, spread across its target market. It passively tracks the IBOXX $ TREASURIES 1-3® Index index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include TREASURY NOTE, TREASURY NOTE and TREASURY NOTE. It holds around 99 positions (the ten largest ≈ 13.7%), spreading risk so no single holding decides your outcome. Its biggest country exposures are ~99.8% United States and ~0.2% Ireland. Its heaviest sectors are ~99.8% Government. Funds like this are often used as the steadier, lower-swing part of a portfolio — the ballast that cushions the ups and downs of shares. Its ongoing charge (TER) is 0.06% a year — about €6 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. On the standard KID risk scale it is rated 2 out of 7 and its price has swung about 4.5% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2009. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from Xtrackers.)