Xtrackers US Treasuries UCITS ETF 1D

Xtrackers US Treasuries UCITS ETF 1D is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker XUTD (ISIN LU0429459356). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about lending to governments and companies in return for regular interest, which tends to be steadier than shares but grows more slowly, spread across its target market. It passively tracks the IBOXX $ TREASURIES Index index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include TREASURY NOTE, TREASURY NOTE and TREASURY NOTE. Spread across roughly 301 holdings (the ten largest ≈ 7.7%), no one position makes or breaks the fund. Geographically it leans ~99.9% United States and ~0.1% Ireland. Its heaviest sectors are ~99.9% Government. Funds like this are often used as the steadier, lower-swing part of a portfolio — the ballast that cushions the ups and downs of shares. Its ongoing charge (TER) is 0.06% a year — about €6 a year on a €10,000 holding, taken automatically from the fund; counting the trading costs inside the fund, the all-in figure is around 0.08%. Income such as dividends is paid out to you as cash (a distributing share class). It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. On the standard KID risk scale it is rated 4 out of 7 and its price has swung about 5.6% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2009. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from Xtrackers.)