🌍 Available in 32 markets

Xtrackers Eurozone Government Bond 3 5 UCITS ETF 1D is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker X03C (ISIN LU0614173895). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about lending to governments and companies in return for regular interest, which tends to be steadier than shares but grows more slowly, spread across its target market. It follows the Markit iBoxx EUR Eurozone (DE ES FR IT NL) 3-5 Index index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include FRANCE (REPUBLIC OF), FRANCE (REPUBLIC OF) and GERMANY (FEDERAL REPUBLIC OF). It holds around 28 positions (the ten largest ≈ 57.2%), spreading risk so no single holding decides your outcome. Geographically it leans ~31.8% Italy, ~28.5% Germany and ~22.5% France. Its heaviest sectors are ~99.9% Government. Funds like this are often used as the steadier, lower-swing part of a portfolio — the ballast that cushions the ups and downs of shares. Its ongoing charge (TER) is 0.15% a year — about €15 a year on a €10,000 holding, taken automatically from the fund; counting the trading costs inside the fund, the all-in figure is around 0.16%. It is a distributing share class — dividends are paid to you as cash rather than reinvested. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. On the standard KID risk scale it is rated 3 out of 7 and its price has swung about 3.1% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2011. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from Xtrackers.)