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Xtrackers MSCI EMU UCITS ETF 1D

Xtrackers · LU0846194776

Xtrackers MSCI EMU UCITS ETF 1D is an exchange-traded fund (ETF) from Xtrackers, traded under the ticker XD5E (ISIN LU0846194776). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI EMU Index index — the passive, low-cost approach, and its largest holdings include ASML HOLDING NV, SIEMENS N AG and BANCO SANTANDER SA. With about 230 holdings (the ten largest ≈ 29.4%), your money is diversified rather than concentrated in a handful of names. Its biggest country exposures are ~25.2% France, ~24.3% Germany and ~21.2% Netherlands. By industry it concentrates most in ~25.3% Financials and ~19.9% Industrials. Funds like this are commonly chosen by investors who want a regular cash income stream rather than reinvesting everything for growth. Its ongoing charge (TER) is 0.09% a year — about €9 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. On the standard KID risk scale it is rated 6 out of 7 and its price has swung about 18% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2012. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from Xtrackers.)

· Tracks the MSCI EMU Index index ?

Equity ?Distributing ?Physical ?LU ?

Low yearly feePays cash dividendsOwns the shares directlyEurozone

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Xtrackers funds Domiciled in LU Distributing Physically replicated Eurozone stocks Yearly fee under 0.25%

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Fund size (AUM) ?

€0

Risk level (SRI) ?

6 / 7 · High

1-year return ?

+16.2%

Price Return · to 2026-07-20

Yearly fee (TER) ?

0.09%

All-in cost ≈ 0.09%

About this fund

What you own

The MSCI EMU Index index is the benchmark this fund aims to copy. By holding it, this fund gives you a stake in around 230 companies across Eurozone in a single purchase.

Dividends

The fund pays dividends out to you as cash, usually a few times a year.

You get the dividends as cash you can spend or move elsewhere, which some people like for a sense of income. If you would rather it compounded, you buy more units yourself — it will not reinvest on its own the way an accumulating version does. The same fund is often sold in both versions; what it holds underneath is identical.

How it works

The fund actually buys every share in the index it tracks (full replication).

Owning every holding keeps things transparent — what is in the index is what the fund actually owns. It can be a touch costlier to run for indexes with thousands of tiny positions, since the fund has to buy and maintain them all. There is no swap bank involved, so there is no extra “what if the partner fails” question to weigh.

Cost

0.09%Yearly fee (TER)

0.09%All-in cost

The yearly running cost of the fund, shown as a % of your money. €0.20 per €100 a year at 0.20%. Lower is cheaper.

It is skimmed quietly from inside the fund a little each day, so you never get a bill — but it drags on your return every year you hold. On a broad index ETF it is usually a small fraction of a percent; the gap between a cheap and a pricey fund looks tiny on day one but compounds over decades, which is why it is worth a glance.

Fund facts

Index tracked ?

MSCI EMU Index

Replication ?

Physical

Full — buys every share

Regulation ?

UCITS

Yes

Launched

2012

14-year track record

Performance

Growth of €100 invested — both lines start at €100.

Xtrackers MSCI EMU UCITS ETF 1D Average MSCI EMU Index ETF (funds we track) ?

Compared with the average fund tracking the same index — our own data, not the licensed index itself.

YTD+9.3%

1 year+16.2%

3 years+11.2%

5 years+4.8%

Return, year by year

-20.2

+9.2

+7.5

+20.6

'22'23'24'25

3 of 4 up yearsBest: 2025 +20.6%Worst: 2022 -20.2%Calendar-year total returns, in EUR

How bumpy has it been?

18.0%

Volatility (1y) ?

How much the price swings year to year — lower is calmer.

-19.4%

Worst drop (3y) ?

The biggest fall from a peak over the last three years.

0.63

Return for the risk (3y) ?

Reward earned per unit of bumpiness.

The bigger picture

+29.7%

Since inception

Total growth since launch — about +5.3% a year.

+29.6%

Best 12 months

The strongest one-year stretch on record.

-32.7%

Worst 12 months

The weakest one-year stretch on record.

-34.6%

Worst fall on record ?

It clawed back in about 20 months.

What's inside

By sector ?

Financials25.3%

Industrials19.9%

Technology16.7%

Consumer Discretionary8.1%

Utilities7.0%

Health Care5.8%

Consumer Staples5.5%

Materials3.9%

Other / not shown7.9%

The 10 biggest holdings make up 29.4% of the fund — the rest is spread across roughly 219 more companies.

Top 10 holdings

#	Company	Weight
1	ASML HOLDING NV	9.4%
2	SIEMENS N AG	3.0%
3	BANCO SANTANDER SA	2.6%
4	ALLIANZ	2.3%
5	SCHNEIDER ELECTRIC	2.3%
6	SAP	2.1%
7	TOTALENERGIES	2.0%
8	IBERDROLA SA	2.0%
9	LVMH	1.8%
10	SIEMENS ENERGY N AG	1.8%

Where to buy this fund

Where you live:

Set from your language & location — change it if it's wrong.

Where it trades

Exchange	Ticker	Currency
LSE	XD5E	EUR	★ Primary
CHF listings
SIX	XD5E	CHF
EUR listings
AV	DB17	EUR
B2	XD5E	EUR
B3	DB17V	EUR
B3	XD5EZ	EUR
B3	XD5EM	EUR
B3	XD5EL	EUR
B3	XD5ED	EUR
B4	XD5EEUR	EUR
B4	XD5EGBX	EUR
Borsa Italiana	XD5E	EUR
BQ	XD5EM	EUR
BW	XD5E	EUR
E1	XD5ECHF	EUR
E1	XD5EGBX	EUR
E1	XD5EUSD	EUR
E1	1705545D	EUR
EB	XD5EZ	EUR
EB	XD5EL	EUR
EB	XD5EM	EUR
EB	XD5ED	EUR
EO	1705545D	EUR
EP	XD5ECHF	EUR
EP	XD5EEUR	EUR
EP	XD5EGBX	EUR
EU	XD5EUSD	EUR
EU	XD5EGBX	EUR
EU	XD5EEUR	EUR
EU	XD5ECHF	EUR
EZ	XD5EEUR	EUR
EZ	XD5EGBX	EUR
EZ	XD5ECHF	EUR
Frankfurt	XD5E	EUR
GD	XD5E	EUR
GF	XD5E	EUR
GH	XD5E	EUR
GI	XD5E	EUR
GM	XD5E	EUR
GS	XD5E	EUR
GT	XD5E	EUR
GZ	XD5E	EUR
I2	XD5ED	EUR
I2	XD5EM	EUR
IX	XD5EZ	EUR
IX	XD5EM	EUR
IX	XD5EL	EUR
IX	XD5ED	EUR
L1	DB17V	EUR
L1	XD5ED	EUR
L1	XD5EM	EUR
L1	XD5EZ	EUR
L3	XD5EZ	EUR
L3	XD5EM	EUR
L3	XD5EL	EUR
L3	XD5ED	EUR
L3	DB17V	EUR
LA	XD5E	EUR
LU	XD5E	EUR
MF	XD5EN	EUR
MM	XD5EN	EUR
MU	XD5EN	EUR
PO	XD5EZ	EUR
PO	XD5EM	EUR
PO	XD5EL	EUR
PO	XD5ED	EUR
PO	DB17V	EUR
QE	XD5ED	EUR
QT	XD5E	EUR
QX	XD5ED	EUR
QX	XD5EZ	EUR
S1	XD5EL	EUR
S1	DB17V	EUR
S2	DB17V	EUR
S4	DB17V	EUR
SE	XD5E	EUR
T2	XD5EGBP	EUR
T2	XD5EEUR	EUR
T2	XD5ECHF	EUR
TH	XD5E	EUR
WT	XD5EGBP	EUR
WT	XD5EEUR	EUR
WT	XD5ECHF	EUR
X2	XD5ECHF	EUR
X2	XD5EGBX	EUR
X9	XD5ECHF	EUR
X9	XD5EEUR	EUR
X9	XD5EGBX	EUR
XA	XD5EUSD	EUR
XA	XD5EGBX	EUR
XA	XD5ECHF	EUR
XA	1705545D	EUR
XE	1705545D	EUR
XE	XD5ECHF	EUR
XE	XD5EGBX	EUR
XE	XD5EUSD	EUR
XF	XD5EUSD	EUR
XF	XD5EGBX	EUR
XF	XD5ECHF	EUR
XF	1705545D	EUR
XG	1705545D	EUR
XG	XD5ECHF	EUR
XG	XD5EGBX	EUR
XG	XD5EUSD	EUR
XH	XD5EUSD	EUR
XH	XD5EGBX	EUR
XH	XD5ECHF	EUR
XH	1705545D	EUR
XJ	1705545D	EUR
XJ	XD5ECHF	EUR
XJ	XD5EGBX	EUR
XJ	XD5EUSD	EUR
XL	XD5EUSD	EUR
XL	XD5EGBX	EUR
XL	XD5ECHF	EUR
XL	1705545D	EUR
XO	1705545D	EUR
XO	XD5ECHF	EUR
XO	XD5EGBX	EUR
XO	XD5EUSD	EUR
XQ	XD5EUSD	EUR
XS	XD5EUSD	EUR
XS	XD5EGBX	EUR
XS	XD5EEUR	EUR
XS	XD5ECHF	EUR
XS	1705545D	EUR
XU	1705545D	EUR
XU	XD5ECHF	EUR
XU	XD5EGBX	EUR
XU	XD5EUSD	EUR
XV	XD5EUSD	EUR
XV	XD5EGBX	EUR
XV	XD5ECHF	EUR
XV	1705545D	EUR
XW	1705545D	EUR
XW	XD5EUSD	EUR
XX	1705545D	EUR
XX	XD5ECHF	EUR
XX	XD5EGBX	EUR
XX	XD5EUSD	EUR
XZ	XD5EUSD	EUR

For serious comparison — full data holdings, percentiles, advanced risk, tilt, flows

Full holdings

As of 2026-07-20 · the fund's own published holdings.

#	Company	Weight
1	ASML HOLDING NV	9.4%
2	SIEMENS N AG	3.0%
3	BANCO SANTANDER SA	2.6%
4	ALLIANZ	2.3%
5	SCHNEIDER ELECTRIC	2.3%
6	SAP	2.1%
7	TOTALENERGIES	2.0%
8	IBERDROLA SA	2.0%
9	LVMH	1.8%
10	SIEMENS ENERGY N AG	1.8%
11	BANCO BILBAO VIZCAYA ARGENTARIA SA	1.8%
12	SAFRAN SA	1.7%
13	AIRBUS	1.7%
14	UNICREDIT	1.6%
15	INFINEON TECHNOLOGIES AG	1.5%
16	BNP PARIBAS SA	1.5%
17	L AIR LIQUIDE	1.3%
18	DEUTSCHE TELEKOM N AG	1.3%
19	SANOFI SA	1.2%
20	INTESA SANPAOLO	1.2%
21	ING GROEP NV	1.2%
22	ENEL	1.2%
23	L OREAL S.A.	1.1%
24	AXA SA	1.0%
25	ANHEUSER-BUSCH INBEV SA	1.0%
26	MUENCHENER RUECKVERSICHERUNGS-GESE	1.0%
27	INDUSTRIA DE DISENO TEXTIL SA	0.9%
28	VINCI SA	0.9%
29	NOKIA	0.8%
30	DEUTSCHE BANK AG	0.8%
31	NORDEA BANK	0.8%
32	PROSUS NV CLASS N	0.8%
33	ESSILORLUXOTTICA SA	0.7%
34	SOCIETE GENERALE SA	0.7%
35	ARGENX	0.7%
36	DEUTSCHE POST AG	0.7%
37	NEBIUS NV CLASS A	0.7%
38	ASM INTERNATIONAL NV	0.7%
39	DANONE SA	0.7%
40	BAYER AG	0.7%
41	RHEINMETALL AG	0.7%
42	DEUTSCHE BOERSE AG	0.6%
43	CAIXABANK SA	0.6%
44	BASF N	0.6%
45	HERMES INTERNATIONAL	0.6%
46	PRYSMIAN	0.6%
47	E.ON N	0.6%
48	STMICROELECTRONICS NV	0.6%
49	FERRARI NV	0.6%
50	ENGIE SA PF 2028	0.6%
51	ENI	0.6%
52	LEGRAND SA	0.6%
53	RWE AG	0.5%
54	ERSTE GROUP BANK AG	0.5%
55	COMPAGNIE DE SAINT GOBAIN SA	0.5%
56	GENERALI	0.5%
57	UCB SA	0.5%
58	KONINKLIJKE AHOLD DELHAIZE NV	0.5%
59	ORANGE SA	0.5%
60	MERCEDES-BENZ GROUP N AG	0.5%
61	ADIDAS N AG	0.4%
62	FERROVIAL NV	0.4%
63	KBC GROEP NV	0.4%
64	LAIR LIQUIDE SOCIETE ANONYME POUR	0.4%
65	COMMERZBANK AG	0.4%
66	REPSOL SA	0.4%
67	AMADEUS IT GROUP SA	0.3%
68	ABN AMRO BANK NV	0.3%
70	ACS ACTIVIDADES DE CONSTRUCCION Y	0.3%
71	ADYEN NV	0.3%
72	HEIDELBERG MATERIALS AG	0.3%
73	AIB GROUP PLC	0.3%
74	ARCELORMITTAL SA	0.3%
75	SAMPO CLASS A	0.3%
76	VEOLIA ENVIRON. SA	0.3%
77	HEINEKEN NV	0.3%
78	BPER BANCA	0.3%
79	AERCAP HOLDINGS NV	0.3%
80	MICHELIN	0.3%
81	AENA SME SA	0.3%
82	THALES SA	0.3%
83	LOREAL SA	0.3%
84	BANCA MONTE DEI PASCHI DI SIENA SP	0.3%
85	PUBLICIS GROUPE SA	0.3%
86	NN GROUP NV	0.3%
87	BE SEMICONDUCTOR INDUSTRIES NV	0.3%
88	MTU AERO ENGINES HOLDING AG	0.3%
89	KERING SA	0.3%
90	MERCK	0.3%
91	UNIVERSAL MUSIC GROUP NV	0.3%
92	LEONARDO	0.3%
93	DAIMLER TRUCK HOLDING E AG	0.3%
94	KONINKLIJKE PHILIPS NV	0.3%
95	COCA COLA EUROPACIFIC PARTNERS PLC	0.3%
96	BANCO BPM	0.3%
97	KONINKLIJKE KPN NV	0.3%
98	FRESENIUS SE AND CO KGAA	0.3%
99	BANK OF IRELAND GROUP PLC	0.2%
100	KONE CORP CLASS B	0.2%
101	BMW AG	0.2%
102	WARTSILA	0.2%
103	CREDIT AGRICOLE SA	0.2%
104	VONOVIA	0.2%
105	BANCO DE SABADELL	0.2%
106	VOLKSWAGEN NON-VOTING PREF AG	0.2%
107	HANNOVER RUECK	0.2%
108	TERNA RETE ELETTRICA NAZIONALE	0.2%
109	CAPGEMINI	0.2%
110	TELECOM ITALIA	0.2%
111	DSM FIRMENICH AG	0.2%
112	EDP ENERGIAS DE PORTUGAL SA	0.2%
113	TELEFONICA SA	0.2%
114	FINECOBANK BANCA FINECO	0.2%
115	POSTE ITALIANE	0.2%
116	KERRY GROUP PLC	0.2%
117	WOLTERS KLUWER NV	0.2%
118	CELLNEX TELECOM	0.2%
119	SNAM	0.2%
120	PERNOD RICARD SA	0.2%
121	BAWAG GROUP AG	0.2%
122	ENDESA SA	0.2%
123	KINGSPAN GROUP PLC	0.2%
124	UPM-KYMMENE	0.2%
125	DASSAULT SYSTEMES	0.2%
126	NESTE	0.2%
127	SYMRISE AG	0.2%
128	SIEMENS HEALTHINEERS AG	0.2%
129	NATURGY ENERGY GROUP SA	0.2%
130	RYANAIR HOLDINGS PLC	0.2%
131	HENKEL & KGAA PREF AG	0.2%
132	MONCLER	0.2%
133	UNIBAIL RODAMCO WE STAPLED UNITS	0.2%
134	EURONEXT NV	0.2%
135	BOUYGUES SA	0.2%
136	AGEAS SA	0.2%
137	ASR NEDERLAND NV	0.2%
138	STELLANTIS NV	0.1%
139	CARREFOUR SA	0.1%
140	ENGIE SA	0.1%
141	METSO CORPORATION	0.1%
142	ACCOR SA	0.1%
143	BANKINTER SA	0.1%
144	AKZO NOBEL NV	0.1%
145	AEGON LTD	0.1%
146	FORTUM	0.1%
147	EIFFAGE SA	0.1%
148	GEA GROUP AG	0.1%
149	UNIPOL ASSICURAZIONI SPA	0.1%
150	BUREAU VERITAS SA	0.1%
151	BANCO COMERCIAL PORTUGUES SA	0.1%
152	REXEL SA	0.1%
153	HEINEKEN HOLDING NV	0.1%
154	KLEPIERRE REIT SA	0.1%
155	OMV AG	0.1%
156	TENARIS SA	0.1%
157	EUROFINS SCIENTIFIC	0.1%
158	CONTINENTAL AG	0.1%
159	ORION CLASS B	0.1%
160	GALP ENERGIA SGPS SA CLASS B	0.1%
161	FRESENIUS MEDICAL CARE AG	0.1%
162	MAGNUM ICE CREAM NV	0.1%
163	HOCHTIEF AG	0.1%
164	RAIFFEISEN BANK INTERNATIONAL AG	0.1%
165	QIAGEN NV	0.1%
166	BEIERSDORF AG	0.1%
167	ACCIONA SA	0.1%
168	TALANX AG	0.1%
169	INTERNATIONAL AIRLINES GROUP SA	0.1%
170	HENKEL AG	0.1%
171	KNORR BREMSE AG	0.1%
172	ITALGAS	0.1%
173	BRENNTAG	0.1%
174	REDEIA CORPORACION SA	0.1%
175	ELIA GROUP SA	0.1%
176	DELIVERY HERO	0.1%
177	DEUTSCHE LUFTHANSA AG	0.1%
178	EXOR NV	0.1%
179	GROUPE BRUXELLES LAMBERT NV	0.1%
180	SARTORIUS PREF AG	0.1%
181	IPSEN SA	0.1%
182	RECORDATI INDUSTRIA CHIMICA E FARM	0.1%
183	KESKO CLASS B	0.1%
184	ZALANDO	0.1%
185	ELISA	0.1%
186	SARTORIUS STEDIM BIOTECH SA	0.1%
187	ALSTOM SA	0.1%
188	AMUNDI SA	0.1%
189	STORA ENSO CLASS R	0.1%
190	SCOUT24 N	0.1%
191	JERONIMO MARTINS SA	0.1%
192	DASSAULT AVIATION SA	0.1%
193	LOTUS BAKERIES NV	0.1%
194	RENAULT SA	0.1%
195	GETLINK	0.1%
196	FINANCIERE DE TUBIZE SA	0.1%
197	DR ING HC F PORSCHE PRF AG	0.1%
198	SYENSQO NV	0.1%
199	EDP RENEWABLES SA	0.1%
200	ABIVAX SA	0.1%
201	BANCA MEDIOLANUM	0.1%
202	PORSCHE AUTOMOBIL HOLDING PREF	0.1%
203	HENSOLDT AG	0.1%
204	EVONIK INDUSTRIES AG	0.1%
205	MAPFRE SA	0.1%
206	SODEXO SA	0.1%
207	INPOST SA	0.1%
208	AYVENS SA	0.1%
209	VERBUND AG	0.1%
210	DIETEREN GROUP SA	0.1%
211	AEROPORTS DE PARIS SA	0.1%
212	INDRA SISTEMAS SA	0.1%
213	SOFINA SA	0.1%
214	BUZZI	0.0%
215	GECINA SA	0.0%
216	RATIONAL AG	0.0%
217	DAVIDE CAMPARI MILANO NV	0.0%
218	NEMETSCHEK	0.0%
219	BMW PREF AG	0.0%
220	COVIVIO SA	0.0%
221	CTS EVENTIM AG	0.0%
222	BIOMERIEUX SA	0.0%
223	CVC CAPITAL PARTNERS PLC	0.0%
224	BOLLORE	0.0%
225	US DOLLAR	0.0%
226	CSG CLASS A NV	0.0%
227	ACS ACTIVIDADES DE CONSTRUCCIO	0.0%
228	POUND STERLING	0.0%
229	SWISS FRANC	0.0%
230	EURO CURRENCY	0.0%

⭳ Download full holdings (CSV)

How it ranks vs peers

🪙 Cheaper than 69% of similar ETFs💰 All-in cost cheaper than 67%📈 Higher 1-yr return than 75%📈 Higher 3-yr return than 64%📈 Higher 5-yr return than 33%📊 Beat its category by 5.1% (1-yr) (category average +11.1%)📊 Beat its category by 1.7% (3-yr) (category average +9.5%)📊 Behind its category by 0.4% (5-yr) (category average +5.2%)

Versus the Equity (stocks) · Eurozone · CHF ETFs we track.

Advanced risk

0.87

Sortino (3y) ?

0.57

Calmar (3y) ?

11.9%

Downside deviation ?

75%

Up months (hit rate) ?

€64.80

52-week high ?

€53.10

52-week low ?

Concentration depth

~54 ?

Effective number of holdings

Roughly 230 companies are held, but the largest names carry most of the weight — so it behaves like ~54 equal-sized positions.

Tilt vs a world tracker

United States-72.1

France+22.7

Germany+22.1

Netherlands+19.7

Technology-12.5

Spain+9.8

Percentage points over / under a broad world-equity tracker (not a licensed benchmark).

Documents

📄 KID (PDF)

Similar funds

We found 6 funds that do much the same job as this one. To pick them we matched this fund's asset class and region, then show how close each match is below.

Matched on🌍 Eurozone stocks

Compare side by side

6 similar funds

	Xtrackers MSCI EMU UCITS ETF 1DXtrackersYou're viewing	iShares Core MSCI EMU UCITS ETFiSharesBroader match	UBS Core MSCI EMU UCITS ETF hGBP disUBSBroader match	UBS Core MSCI EMU UCITS ETF hGBP accUBSBroader match	UBS Core MSCI EMU UCITS ETF hCHF accUBSBroader match	iShares Core MSCI EMU UCITS ETFiSharesBroader match	iShares Core MSCI EMU UCITS ETFiSharesBroader match
Why it's similar	This is the fund on this page.	StocksDistributingPhysical Tracks a different index in the same category.	StocksDistributingPhysical Tracks a different index in the same category.	StocksPhysical Tracks a different index in the same category.	StocksPhysical Tracks a different index in the same category.	StocksPhysical Tracks a different index in the same category.	StocksDistributingPhysical Tracks a different index in the same category.
Index tracked	MSCI EMU Index	MSCI EMU	MSCI EMU	MSCI EMU	MSCI EMU	MSCI Emu	MSCI Emu
Yearly fee (TER)	0.09%	0.12%	0.12%	0.12%	0.12%	0.12%	0.12%
All-in cost	0.09%	0.12%	0.00%	0.00%	0.00%	0.00%	0.00%
Fund size	€0	€9.1B	€8.7B	€8.7B	€8B	€7.9B	€7.9B
Domicile	LU	Ireland	LU	LU	LU	Ireland	Ireland
Replication	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)	Physical (full)
3-yr return p.a.	+11.2%	+14.7%	+14.5%	+17.6%	+13.0%	+19.9%	+15.2%
5-yr return p.a.	+4.8%	+9.9%	+9.5%	+12.4%	+9.2%	+10.6%	+8.6%
# holdings	230	230	10	10	10	230	230

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Data as of 2026-07-20 · Source: issuer data, compiled by Finance Hamster

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