UBS MSCI EMU Value UCITS ETF EUR acc

What this fund is

UBS MSCI EMU Value UCITS ETF EUR acc is an exchange-traded fund (ETF) from UBS, traded under the ticker EMUV (ISIN LU0950669845). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It follows the MSCI EMU Value index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include ALLIANZ SE-REG, SIEMENS AG-REG and TOTALENERGIES SE. By geography it is weighted towards ~10.8% Spain, ~8.5% Germany and ~6.8% France.

Its heaviest sectors are ~22.7% Financials and ~3.9% Industrials. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.25% a year — about €25 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR.

Its price has swung about 13.1% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2022. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)