UBS MSCI EMU Small Cap UCITS ETF EUR acc

What this fund is

UBS MSCI EMU Small Cap UCITS ETF EUR acc is an exchange-traded fund (ETF) from UBS, traded under the ticker EMUSC (ISIN LU0950670009). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It passively tracks the MSCI EMU Small Cap index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include SPIE SA, GAZTRANSPORT ET TECHNIGA SA and AEDIFICA.

Geographically it leans ~3.1% Germany, ~2.7% France and ~2.3% Belgium. Its heaviest sectors are ~3.7% Industrials and ~2.4% Real Estate. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.28% a year — about €28 a year on a €10,000 holding, taken automatically from the fund.

It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in EUR. It launched in 2025. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)