UBS MSCI United Kingdom UCITS ETF GBP acc

UBS MSCI United Kingdom UCITS ETF GBP acc is an exchange-traded fund (ETF) from UBS, traded under the ticker UC64 (ISIN LU0950670850). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It follows the MSCI United Kingdom index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include HSBC HOLDINGS PLC, ASTRAZENECA PLC and SHELL PLC. Its biggest country exposures are ~53.2% United Kingdom. By industry it concentrates most in ~13.6% Financials and ~12.8% Health Care. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.2% a year — about €20 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in GBP. Its price has swung about 11.6% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2013. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)