UBSLUFS-MSCI W SocResp USD acc

What this fund is

UBSLUFS-MSCI W SocResp USD acc is an exchange-traded fund (ETF) from UBS, traded under the ticker WSRUS (ISIN LU0950674332). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread broadly across markets worldwide. It follows the MSCI World index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include TESLA INC, ADVANCED MICRO DEVICES and NVIDIA CORP. Its biggest country exposures are ~30% United States and ~3.4% Netherlands.

Its heaviest sectors are ~23.8% Technology and ~4.8% Consumer Discretionary. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.22% a year — about €22 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD.

Its price has swung about 25.3% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2018. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)