UBS Core BBG US Treasury 1-3 UCITS ETF USD acc

UBS Core BBG US Treasury 1-3 UCITS ETF USD acc is an exchange-traded fund (ETF) from UBS, traded under the ticker UT1US (ISIN LU0950676113). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about lending to governments and companies in return for regular interest, which tends to be steadier than shares but grows more slowly, spread across its target market. It passively tracks the BBG US Treasury 1-3 index — mirroring that market instead of paying a manager to pick winners, which keeps costs low, and its largest holdings include T 3 1/2 01/31/28, T 4 5/8 04/30/29 and T 4 1/2 05/31/29. Its biggest country exposures are ~14.1% United States. By industry it concentrates most in ~14.1% Government. Funds like this are often used as the steadier, lower-swing part of a portfolio — the ballast that cushions the ups and downs of shares. Its ongoing charge (TER) is 0.05% a year — about €5 a year on a €10,000 holding, taken automatically from the fund. Income such as dividends is automatically reinvested inside the fund (an accumulating share class), so returns compound without you doing anything. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD. Its price has swung about 1.7% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2018. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)