UBS MSCI EM Socially Responsible UCITS ETF USD dis

What this fund is

UBS MSCI EM Socially Responsible UCITS ETF USD dis is an exchange-traded fund (ETF) from UBS, traded under the ticker UC79 (ISIN LU1048313891). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. It follows the MSCI EM index (passive investing): it tracks the market rather than relying on a manager, keeping running costs down, and its largest holdings include SK HYNIX INC, MEDIATEK INC and TAIWAN SEMICONDUCTOR MANUFAC. Geographically it leans ~20.1% Taiwan, ~13% South Korea and ~1.8% India.

Its heaviest sectors are ~29.6% Technology and ~3.5% Industrials. Funds like this are commonly chosen by investors who want a regular cash income stream rather than reinvesting everything for growth. Its ongoing charge (TER) is 0.24% a year — about €24 a year on a €10,000 holding, taken automatically from the fund. It is a distributing share class — dividends are paid to you as cash rather than reinvested, and over the last year it paid out roughly 0.89% (its trailing yield). It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD.

Its price has swung about 29% over the past year, which describes how much its price tends to move rather than whether it is good. It launched in 2014. As with any investment, its value can go down as well as up, and past performance is not a guide to future results. (Fund data sourced from UBS.)