UBS MSCI EM Socially Responsible UCITS ETF USD acc

What this fund is

UBS MSCI EM Socially Responsible UCITS ETF USD acc is an exchange-traded fund (ETF) from UBS, traded under the ticker EMSR (ISIN LU1048313974). It lets you buy a basket of holdings in a single trade, spreading your money across them rather than one company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, spread across its target market. Rather than a manager picking stocks, it simply replicates the MSCI EM index — the passive, low-cost approach, and its largest holdings include SK HYNIX INC, MEDIATEK INC and TAIWAN SEMICONDUCTOR MANUFAC. By geography it is weighted towards ~20.1% Taiwan, ~13% South Korea and ~1.8% India.

By industry it concentrates most in ~29.6% Technology and ~3.5% Industrials. Investors often use a broad fund like this as a long-term 'core' holding — a single building block that covers much of a global portfolio in one trade. Its ongoing charge (TER) is 0.24% a year — about €24 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in USD.

Its price has swung about 28.9% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2019. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)