UBS MSCI Canada UCITS ETF hCHF acc

UBS MSCI Canada UCITS ETF hCHF acc is an exchange-traded fund (ETF) from UBS, traded under the ticker CAHCHA (ISIN LU1130155432). One trade buys a whole basket of holdings, so your money is spread out instead of riding on a single company. In plain terms it is about owning small slices of companies, so you share in their growth when they do well — and their falls when they don't, concentrated in the North American market. Rather than a manager picking stocks, it simply replicates the MSCI Canada index — the passive, low-cost approach, and its largest holdings include ROYAL BANK OF CANADA, TORONTO-DOMINION BANK and SHOPIFY INC - CLASS A. Geographically it leans ~44.3% Canada. Its heaviest sectors are ~30% Financials and ~6.7% Energy. It is commonly used to tilt a portfolio towards one market, usually alongside broader, more global funds rather than on its own. Its ongoing charge (TER) is 0.36% a year — about €36 a year on a €10,000 holding, taken automatically from the fund. It is an accumulating share class: dividends are rolled straight back in, compounding your returns rather than landing in your account as cash. It holds the underlying investments directly (physical replication); it is domiciled in Luxembourg and UCITS-regulated, a European standard built to protect everyday investors and trades in CHF. Its price has swung about 11.8% over the past year — a gauge of how much the value moves, not a judgement of quality. It launched in 2015. Like any investment, it can lose value as well as gain, and what it did before does not predict what it will do next. (Fund data sourced from UBS.)